What Is a High Credit Score?


Quick Answer

A high credit score is typically a 750 or above, according to Credit Karma. Credit scores start at a low of 300 and range to a best possible score of 850. Having a high credit score means an individual is considered less of a risk, and is more likely to get increased loans or credit card limits at better interest rates.

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Full Answer

The most common credit scores used by banks and companies providing financial services are known as FICO scores, which are provided by Fair Isaac Corporation. Some of the factors taken into account when calculating the credit score include the payment history, the total amount one owes, the length of credit history, new credit accounts and the types of credit in current use.

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