Neither hearing aids nor most hearing tests are covered by Medicare, according to AARP. Most private insurance agencies also lack coverage for hearing aids and routine exams. There are, however, both public and private programs that cover hearing aids for those who qualify.
Medicaid often covers hearing aids and testing, but the requirements for receiving this help vary from state to state, says AARP. Hearing aids and testing are reimbursable by medical flexible spending accounts. Veterans can have their hearing aids covered if their hearing loss is as a result of their service, or if they are needed for a condition for which they are being treated at a Veterans Affairs hospital. The insurance plans of many federal employees cover hearing care. As of 2014, New Hampshire, Rhode Island and Arkansas require private insurers to cover hearing aids for adults. Non-profit agencies that help patients acquire hearing aids include Sertoma, SHARP and HEAR Now.
As of 2014, hearing aids cost between about $1,600 and $3,500 per ear, according to AARP. Around 80 percent of people who need hearing aids need them for both ears. Battery costs vary between $30 and $150 per year. A Consumer Reports survey found that 40 percent of those who tried to haggle received discounts on their hearing aids.