What Are Some Health Insurance Options for Seniors?


Quick Answer

Health insurance options for seniors include managed-care plans such as health maintenance organizations, preferred provider organizations and point-of-service organizations. While many seniors are covered by Medicare, supplemental insurance covers treatments and medication that Medicare doesn't pay for, as Everyday Health explains

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Full Answer

HMOs require patients to receive all their non-emergency health care from providers within the organization's network. PPOs charge higher deductibles and co-payments but allow seniors to choose their own health care providers. In a POS health care plan, the patient's primary care physician manages all his care. Seniors can often find cost-effective health insurance options through organizations such as the AARP, according to Everyday Health.

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