What Are Some Health Insurance Options for People With No Income?


Quick Answer

Health insurance options for people with no income include Medicaid, the Children's Health Insurance Program (CHIP) and coverage through a spouse or family member. In some cases, unemployed people may also be eligible for Marketplace insurance, states Healthcare.gov.

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Full Answer

Medicaid expansion has made health insurance available to many people with limited or no incomes, according to The Henry J. Kaiser Family Foundation. Americans can visit the U.S. health care information website to learn about coverage and how to apply. CHIP is a government-sponsored program that offers insurance to children; however, many states also offer coverage to pregnant women and families.

Many job-based insurance plans can cover spouses or family members, which is a good option for people with no incomes who have working partners. Young adults under 26 years old can often receive coverage through their parents' insurance plans if they are ineligible for their own job-based plans, states the American Cancer Society.

Unemployment compensation can count as income, which means that some state Marketplace insurance plans may cover unemployed people for low premiums.

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