How do you get health insurance?


Quick Answer

To obtain health insurance, spend some time researching, and then apply online, by phone, by mail or with the assistance of an insurance specialist, recommends the U.S. Centers for Medicare & Medicaid Services. Filling out a Health Insurance Marketplace application allows you to choose between several specific plans.

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Full Answer

The first step is to get a general overview of the Marketplace. The U.S. Centers for Medicare & Medicaid Services provides an online guide and multiple resources to get you started. Once you are familiar with the marketplace, you can learn to estimate your income for the Marketplace applications, and then check to see if you qualify for income-based savings.

If you wish to apply online, go to the U.S. Centers for Medicare & Medicaid Services website at HealthCare.gov, then select your state, create an account and fill out an application. After the results are generated, you can compare plans and enroll in the one of your choice.

You can also learn online about the plans for which you qualify, then apply over the phone for the health insurance provider you choose. You can also speak to a local assister who can help you choose the right plan. It is also possible to apply by mail using the Marketplace application, sending it to the U.S. Centers for Medicare & Medicaid Services address listed on HealthCare.gov.

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