Health insurance calculators are tools, often web-based, that allow people to calculate personalized estimates for how much health insurance will cost them. Although a good starting point when shopping for the best health insurance, they cannot be relied upon for accuracy, as stated by Health magazine. Using a range of different health insurance calculators may help to improve the reliability of results, however.
Four good online health insurance calculators are available through the Henry J. Kaiser Family Foundation, eHealth Inc., GoHealth and SHOUTAmerica, as recommended by Health magazine. Details typically requested by health insurance calculators include state or ZIP code, estimated annual income, the number of people in the household and whether there are smokers in the home.