What Are Some Health Coverage Options for Christians?


Quick Answer

Christian Care Ministry and Christian Healthcare Ministries are two health care options for Christians that offer lower monthly payments than many state and federal health care programs and give Christians health care according to their religious beliefs. Christian Care Ministry is not insurance coverage but meets national standards for acceptable health care coverage, notes MyChristianCare.org. Christian Healthcare Ministries resembles a traditional health care insurance organization by giving members three levels of plan coverage to choose from including a bronze plan with basic coverage, a silver plan with greater coverage and a gold plan with the most protection as of 2015, states CHMinistries.org.

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Full Answer

Christian Care Ministry is a cost-sharing Christian initiative through which members of the Christian community share each other's health care costs. With this organization, care is extended to individuals, families, seniors, Christians with disabilities and others. Participants choose from one of seven plan levels, which vary in cost depending on size of the family and income, notes MyChristianCare.org. Each month, Christians allocate a portion of their income to health care coverage payments. They may receive certain discounts such as rewards for healthy lifestyles.

Christian Healthcare Ministries offers health care services for medical, dental and vision care. The organization's tiered plans have different out-of-pocket maximums and monthly payments. They operate on an incident rate, which requires a certain contribution from policyholders for instances such as accidents and hospitalization. Maternal care, elderly care and spiritual support services are also included in this health care coverage.

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