Many of the health care legislation rules in place in 2015, such as keeping young adults covered, ending arbitrary withdrawals and protecting the choice of doctors, were established by the Affordable Care Act, or ACA, which established a Patient's Bill of Rights to give citizens a more stable and open environment in which to make decisions about health care, according to the U.S. Department of Health & Human Services. Other regulations address free preventive care and ending pre-existing conditions exclusions.Continue Reading
Young adults under age 26 are eligible to remain covered under their parents' health insurance plans, says HHS.gov. These individuals may remain under the parents' coverage even if they are married, in school and not financially dependent on their parents or living with them. This regulation makes it easier for young adults to remain covered. No health insurance member, additionally, can have his coverage cancelled without a legitimate reason, under regulations in place as of 2015.
Other regulations mandated by the ACA include that those covered by health insurance could be eligible for no-cost preventive care, including no co-payments, says HHS.gov. Other regulations force health insurance companies to offer legitimate reasons for any outstanding rate hikes, ensure that premiums go for the most part to direct health care and not administrative costs, and allow those covered to seek emergency services at hospitals not covered in their networks.Learn more about Health Insurance