The United Food and Commercial Workers (UFCW) Union offers a variety of health benefits, including medical care, prescription drug plans, dental plans, vision plans and alternative health care, as noted on SCUFCWFunds.com. However, the benefits may vary depending on which chapter the employee participates in.
The UFCW is a union that offers membership to employees who work in eligible food and commercial industries. It also provides health care and other benefits to employees at different levels. The name of each level varies by chapter, but there may be three or four going from basic to premium coverage.
Basic health plans may have a high deductible and cover between 30 and 50 percent of certain medical expenses while the premium plans have a much lower deductible and may cover up to 80 percent of expenses, notes the Michigan UFCW. Additionally, a basic plan may not provide coverage of prescription drugs, while mid-level and premium plans provide some coverage for generic and brand drugs.
Contributions toward these plans may be taken out of employees' paychecks on a weekly basis, but are generally affordable. Some plans may require a health assessment under the plan and might take out an additional fee weekly until that assessment is completed.