How Do You Take a Health Assessment for Your Insurance Company?


Quick Answer

To take a health assessment for your insurance company, visit the company's website or call customer service to find out if the assessment is available online. Register and log in to your company's website. Locate the assessment, and complete the questions when prompted, explains Blue Cross, Blue Shield and Humana.

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Full Answer

Health assessments typically consist of an online, multiple choice questionnaire of 25 to 80 questions, according to CNN Money. Questions may ask for information about your diet, exercise regimen, blood pressure and cholesterol. The questions you answer allow insurance companies to ascertain your level of health and develop wellness plans to lower insurance costs to providers. This information is compiled into an overall health prospectus for companies offering group health insurance; it is not released on a individual basis to employers or insurance companies, per the Health Insurance Portability and Accountability Act.

Blue Cross, Blue Shield and Humana, provide online tools for you to monitor your health when you complete a health assessment. Both companies require each covered individual, dependents included, to create an online account to complete a separate health assessment. Health assessments should take approximately 20 to 30 minutes to complete for those who have access to their medical records, states Blue Cross, Blue Shield.

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