HC Processing Center accepts bill payments through its secure online platform at HCCredit.com any time of the day, as noted on its website. Registered customers can setup one-time or recurring payments to avoid late fees.
Current customers can register on the site by providing their email address, account number, account access code and the last four digits of their Social Security number. HC Processing Center allows customers to pay off accounts ahead of time at their own convenience. Accounts with a balance must receive a minimum payment every month. As long as monthly payments are made, there is no deadline for when an account must be paid in full.
Customers can pay online with their checking or savings account. HC Processing Center credits all authorized payments made before 5 p.m. Central Time on the same business day. Customers can also authorize payments by calling 877-486-3440. Customer service representatives are available at 877-486-3442 from 7:30 a.m. to 7 p.m. on Monday through Friday to receive payments for a fee, as of 2015. It is also possible to send a check to the HC Processing Center at P.O. Box 268808, Oklahoma City, OK, 73126-8808.
The site does not allow customers to set up multiple payment sources, but previous payment information can be changed as frequently as desired. Registered customers can sign in to view account activity, review their minimum payment due and its due date, check their available credit and sign up for eStatements. The credit department allows customers to request a credit limit increase for a fee after every 6 months, as stated on HC Processing Center's website.