According to Credit Karma, an excellent credit score is between 750 and 850. A good credit score is between 700 and 750, a fair score is between 640 and 700, a poor score is between 580 and 640 and a very poor score is between 300 and 580.
A person's credit score is a factor that lenders use to decide if a person is eligible for a mortgage, loan or credit card. Some lenders use a credit score to determine the interest rate a person must pay for an approved loan. A person's credit score is determined by payment history, debt burden, length of credit history, types of credit used and recent credit searches.