While the U.S. government has several hundred different grants available to individuals and families, none of them help specifically with personal debt. However, many private companies claim to be able to help find government grant money.
Grants.gov has a fully comprehensive list of all available government grants, and the site is sortable by category. The most common types of personal grants include those for health-related issues, parenting, community service and research.
Most companies that advertise the availability of grants to aid in debt relief hope to steer consumers toward debt relief programs in which the companies negotiate lower debts with creditors in exchange for a percentage of the reduction, explains CardDebtGuide.com.