There are no federal grants to provide direct debt relief, states NoDebtToday.com. The government provides grants to nonprofit entities and other organizations for programs that help educate and counsel consumers to manage, refinance and consolidate debts but doesn't provide grants to consumers to pay off their debts.
The federal government provides some debt relief by offering mortgage and foreclosure assistance, help with student loan debt, tax credits, rebates and incentives that can help consumers become debt free, explains CardDebtGuide. The government provides information and services to educate consumers about debt management solutions. Many state and local governments also provide these services, states NoDebtToday.