Q:

Are there any government grants available to help people pay off their bills?

A:

Quick Answer

There are government assistance programs that grant financial aid to help people with living expenses. Most grant programs offered by the government are actually county or state run social service programs for applicants of various income levels.

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Are there any government grants available to help people pay off their bills?
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Full Answer

Anyone interested in an assistance program must first make an appointment with the local department of social services. Preparing for an appointment means gathering tax forms, checking account statements and current pay stubs for those still employed. The person applying will be assigned a social worker who suggests appropriate programs for whatever assistance that person needs or qualifies for.

Some areas for which the government provides assistance are hospital bills, energy bills, education debt, childcare and housing ventures. There are also programs for clothing shopping for uniforms or work appropriate attire. Often, local city programs are available to fill any gaps that the state programs might have, such as assistance for property taxes and water bills.

There are many scams that claim to offer government assistance and do occasionally send emails or letters to people. One way to figure out if an offer is a scam or not is the wording in the offer. If the offer claims that the grant is available to anyone for any reason or that the grant is available to cover as much cost as is needed, it is likely a scam. The biggest red flag is when an offer is only obtainable by paying a fee. Legitimate programs never require the applicant to pay for services.

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