The three nationwide credit reporting agencies have created a singular website, Annual Credit Report, to offer a free accounting of a credit report from each agency. The report can be filed as a group or at different times from each agency and the forms can be done online, sent through the mail or by calling a phone number, as reported by the Federal Trade Commission (FTC).
The three nationwide agencies Equifax, Experian and TransUnion have created a singular space to grant the free credit reports. One free report from each agency can be given every 12 months. The report can be given all at once with all three scores attached or filed at different times within a 12-month period.
To find the forms online, go to the Annual Credit Report website. It is the only authorized website that is allowed to give out the information from the three agencies. Once online, click the "Request yours now" header to fill out the personal information and pick the desired forms.
To get the credit reports by phone, call the toll-free number, as provided by the FTC on its website. The FTC will verify the identity of the caller by asking for an address, name, Social Security number and birthday, as stated by the FTC.
To request the scores by mail, fill out the Annual Credit Report request form and submit it to the appropriate address listed by the FTC.