Some short-term insurance providers include HCC Medical Insurance Services and Health eDeals Insurance Solutions, which are both accredited by the Better Business Bureau. Temporary health coverage does not meet the minimum standards set by the Affordable Care Act, notes HCC Medical Insurance Services.
Health eDeals is a division of the IHC Special Benefits, which is affiliated with The IHC Group. It offers temporary health coverage that is economical and can be adapted to consumer needs. The company's short-term insurance plans feature deductible and cost-sharing options. Members in some states may also re-apply once their coverage lapses, notes Health eDeals.
HCC Medical Insurance Services offers Life Short-term Medical for individuals not older than 65 who do not have long-term or major health insurance coverage. It is suited for those undergoing a transition period, such as fresh college graduates, in-between job seekers, newly hired employees and retired individuals on Medicare's waiting list.