Good health insurance options for self-employed individuals include buying an individual policy, joining a professional group that offers group coverage rates, getting a policy through the Consolidated Omnibus Budget Reconciliation Act, or COBRA, and utilizing a spouse's plan, notes Forbes. Self-employed individuals may also be eligible for an ex-employer's plan.
Self-employed individuals who buy their own health insurance plans should look for those that feature low premiums and high deductibles, according to Forbes. Employees older than the age of 55 might find individual health policies to be expensive. Professional groups that offer group coverage include bar associations, special interest groups, alumni associations and church associations.