Aetna Health and Cigna Insurance are highly rated health insurance providers based on customer satisfaction and measures of financial stability, as of 2015, notes About.com. Both companies provide health insurance in New Jersey, according to the State of New Jersey Department of Banking & Insurance.
Aetna offers several types of health insurance policies with options for preventative care, family plans and health care savings accounts, notes About.com. Standard & Poor's rates the company with an "A+" based on its financial stability, Moody's rates the company with an "A1," and A.M. Best rates Aetna with an "A." Insure.com found that customers give a satisfaction rating of four out five to the company and that 88 percent intend to renew their health care policies. Aetna offers less short-term health insurance products than some of its competitors.
Cigna Insurance offers preferred provider organization, or PPO, and health maintenance organization, or HMO, health insurance policies, as well as health care savings accounts, states About.com. A.M. Best rates Cigna and its subsidiaries with an "A" for financial stability, while Moody's rates the company as "A1." J.D. Power & Associates gave customer service awards to the Cigna national call center four years in a row, and Consumer Reports rated Cigna at 84 out of 100 based on customer satisfaction. Cigna does not combine its basic health insurance policies with options such as vision insurance.