As of 2015, some of the best credit trackers include Identity Guard, Identity Force, Lifelock, Experian and TransUnion. These services help a client understand his credit history and its impact, track his credit score over time and improve his credit score, states The Simple Dollar.
Identity Guard is a comprehensive program that enables its users to monitor their credit scores and guard against identity theft. The service monitors major credit bureaus for changes in its clients' credit reports as well as thousands of databases for changes in Social Security information. Each Identity Guard package includes identity theft insurance, lost wallet protection and identity theft victim assistance. LifeLock monitors its clients' bank accounts, credit cards and other financial services and alerts users when it discovers suspicious activities, claims The Simple Dollar.
Identity Force also monitors major credit bureaus and notifies its users of changes in their credit reports. Service packages include monthly credit statements and identity theft detection. Unlike other services, Experian offers clients various options, including the option to purchase one-time credit and FICO scores from the three major credit bureaus. Experian also offers dedicated fraud resolution support for individuals and credit tracking for small businesses. TransUnion offers credit report change alerts, identity theft insurance and restoration, and security freeze, according to The Simple Dollar.