Credit scores above 700 are considered good to excellent, according to U.S. Bank. While many college students haven't established credit or have made credit mistakes, the credit standards of lenders are the same for students as they are for all adults.
Students need to start developing their credit history well before graduation to be at a reasonable level, according to Daily Finance. Students who build credit early by paying their utilities and other bills and, by demonstrating responsible use of credit, are more likely to reach a good or excellent score. Credit scores affect someone's ability to get good loan rates after graduation and may even impact job opportunities.