Equifax and Experian, two of the three major credit bureaus, offer credit alert services, according to their websites. These credit bureaus send an alert to participating customers whenever an inquiry is made on their credit.
Equifax offers credit monitoring for a monthly fee, as stated on its website. The service sends an email to subscribing members any time a change is made on their credit report, which includes any time new information is sent to Equifax from lenders or other credit companies.
Experian also offers a monthly monitoring service for customers, according to its website. Customers receive a monthly statement that includes their FICO score, and they also have instant online access to their information.