The general interest rate for a TCF CD starts at 0.1% for a 3 month term, and it yields as high as 1.0% for a 5 year term as of May 2015, according to Credio.com. The available terms are 3, 6, 12, 24, 36, 48, and 60 months.
The 6- and 12-month terms have returns of 0.2%. The 24-month term has a return of 0.3%. The 36-month term has a return of 0.75%, and the 48-month term has a return of 1.0%. TCF has a lower CD rate than the national average. The national average's rate for a 12 month term is 0.35%.