Fully comprehensive car insurance, as explained by CarInsuranceExplained.com, refers to car insurance that covers basically everything in the event of an accident, fire or theft. Many insurance companies require fully comprehensive insurance for vehicles worth approximately $2,400 or more.
As with most other car insurance policies, MoneySuperMarket.com states that a fully comprehensive policy covers third-party liability for injuries and damage to property. It also covers the insured vehicle against accidents, fire, theft and accidental damage and often covers the policyholder when driving another person's vehicle with permission from the owner. Not all policies are the same. Some policies charge extra for such things as windshield coverage and courtesy vehicles, while other policies include these items at no extra charge.