How do you freeze your social security number with a credit bureau?


Quick Answer

Apply a security freeze on a personal credit report by applying online, by phone or mail with all three credit bureaus, states TransUnion. Security freezes remain in effect until a request for a temporary or permanent removal is filed, as regulated by federal law.

Continue Reading

Full Answer

To be effective, a credit freeze should be applied to the all three credit bureaus: TransUnion, Experian and Equifax. To successfully freeze a social security number, one needs to visit each credit agency's service center, create a profile and fill out the required personal information. A fee of $10 may be required to process the request with each credit bureau, as deemed by each state as of 2015. If the applicant is a victim of credit fraud, agencies request that a security freeze be placed by mail with an attached copy of the police report in order to qualify for a free freeze and free credit monitoring services, states TransUnion.

As of 2015, security freezes can be temporarily lifted when extensions of credit are needed, however, fees of up to $10 may apply, claims TransUnion. Temporary lifts and removals can be requested in the same manner as security freezes, by mail, phone or online for each credit bureau.

Learn more about Credit & Lending

Related Questions