What Is the FHA Loan Limit in Spokane County, WA?


Quick Answer

The 2015 FHA loan limits in Spokane County, Washington, are $271,050 for a single-family unit, $347,000 for a two-family unit, $419,425 for a three-family unit and $521,250 for a four-family unit, as stated by the U.S. Department of Housing and Urban Development.

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Full Answer

Of the 39 counties in Washington state, 23 carry these same lending limits. The U.S. Department of Housing and Urban Development, or HUD, has designated Spokane County as a "low cost" area, where 115 percent of the median home price falls under 65 percent of the conforming loan limit set nationwide.

HUD has established higher FHA loan caps in Chelan, Clallam, Clark, Douglas, Island, Jefferson, King, Kitsap, Pierce, San Juan, Skagit, Skamania, Snohomish, Thurston and Whatcom.

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