What Fees Are Associated With the PC Financial MasterCard?


Quick Answer

Fees associated with the PC Financial MasterCard include cash advance fees of $3.50 within Canada and $5 outside of Canada, foreign currency conversion fees of 2.5 percent of a purchase and over-limit fees of $25, as of March 2015. No annual fees apply with this credit card.

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Full Answer

Annual interest rates of 19.97 percent apply when customers receive approval for the President's Choice Financial MasterCard, but these rates may rise to the default rate with late payments or blemished credit reports. Interest fees for cash advances cost 21.97 percent, and the bank offers a promotional 0.97 percent rate for balances transferred from other cards during the first six months. The bank also assesses a fee of $25 for dishonored payment or convenience checks.

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