As of 2015, Canadian Tire MasterCard fees include a cash advance fee, not-sufficient-funds/dishonored payment fee, and charges for copies of a statement or sales receipt. Inactive accounts that carry a balance incur a credit balance fee, as stated by Canadian Tire Financial Services.
Canadian Tire Financial Services offer three credit cards to qualified customers. These include the Options MasterCard, Gas Advantage MasterCard and Cash Advantage MasterCard. These credit cards have no annual fees and have an interest rate of 19.99 percent. There is a cash advance fee of $4, a not-sufficient-funds fee of $25, a copy fee of $2, and a credit balance fee of the lesser of $10 or the credit balance amount, according to Canadian Tire Financial Services.