As of 2015, the fees for prepaid credit cards vary considerably depending on the card, ranging from no cost up to hundreds of dollars annually, reports CardHub. Potential fees and other expenses include the cost to buy the card, monthly maintenance, PIN transactions, ATM use and annual membership fees.
It is important to look carefully at each prepaid credit card's agreement details for hidden fees before opting to use it, notes CardHub. However, it is a mistake to focus too much on a card's monthly or annual fee without considering the rate at which smaller fees accrue. A user who habitually uses ATMs potentially benefits more from cards that charge annual fees instead of fees for individual transactions.