How do federal retirees get information about OPM Federal Employees Health Benefits?


Quick Answer

Federal retirees are able to get general information about Federal Employee Health Benefits plans, known as FEHB plans, on the OPM.gov website, reports the U.S. Office of Personnel Management. Retirees can access area-specific plan lists and brochures by clicking on specific states on an interactive U.S. map.

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Full Answer

To access information on health benefits, federal employees can go to the OPM.gov website, select Insurance in the toolbar at the top of the page, click on Healthcare, and then click on Plan Information in the menu on the left side of the page, according to OPM. Clicking on any state on the map brings up a list of all Federal Employee Health Benefits plans in the state, along with links to plan brochures, current changes, rates and individual websites. The plans are divided into categories according to plan types.

For descriptions and comparisons of the types of plans FEHB offers, federal retirees can click on Plan Types on the Healthcare Plan Information page, advises OPM. Fee-For-Service plans offer Preferred Provider Organization, or PPO, and non-PPO options. Health Maintenance Organization plans offer networks of doctors and hospitals working within specific areas. High Deductible Health Plans cover all medical expenses after costs reach the deductible limit. Health Savings Accounts and Health Reimbursement Arrangements allow medical savings and payment of medical expenses with pre-tax dollars.

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