Some features available to customers with a policy from UPC Insurance include coverage in the event of a natural disaster that damages the home, flood insurance and protection against theft of property, as of 2015. The company offers its insurance coverage to homeowners, renters, condominium owners and commercial property owners in select states across the southern and eastern United States.
UPC Insurance offers two different types of homeowners insurance to its customers, each of which includes access to optional features in select markets. The base coverage for each plan consists of protection for private residential property in the event of damage to the land, loss of property due to theft or destruction and liability coverage if someone else becomes injured on the property. Optional coverage options include a service that helps victims of identity theft recoup losses and cancel false accounts, as well as aid in repairing some common home equipment and appliances.
The company offers a similar set of protective features to renters, with the main difference in plans being the coverage limits and amounts. Plans focus on apartments, condominiums and free-standing homes operating as rental properties. The renters must take out the policy to receive coverage, with details varying between markets.
Commercial property insurance also covers damage and loss of property but includes more specific language to cover various situations, such as theft and vandalism, as well as different types of natural disasters.