The Branch Banking and Trust Company offers a range of features for its checking accounts, including online banking with bill payment and a mobile app for banking on the go. There are five types of personal checking accounts as of March 2015.
BB&T Bright Banking is a checking account in which the monthly maintenance fee is waived if certain qualifiers are met, such as arranging to have a direct deposit of at least $500 each month. Account holders can use the bank's mobile app to make check deposits. For students, a BB&T Student Banking checking account allows them to have an account with no minimum balance required, and they can conduct up to four transactions at any non-BB&T ATM per month without being charged a fee.
BB&T Fundamentals is a checking account with no minimum balance required. There is, however, a $5 monthly fee as of March 2015. Elite Gold offers what the bank assures are competitive interest rates, and there are no fees imposed for inbound wire transfers.
For senior citizens, the bank offers a Senior Checking option. The monthly maintenance fee is waived as long as direct deposits are made into it each month. The account also comes with free or discounted personalized checks.