Some features of National Bank of Abu Dhabi prepaid credit cards, as of October 2015, include reduced fees at United Arab Emirates Ministries and federal government offices, and no need for a bank account to purchase a card, according to the bank. The basic variety of card has five different levels, each with distinctive features.
Basic NBAD prepaid cards are available as Red, Blue, Silver, Gold and Green, notes the bank. The Red and Blue levels are unpersonalized, while the other levels feature personalization with the cardholder's name and optional photo. The Blue, Silver and Green cards are branded as Visa. The Silver, Gold and Green cards feature extra security protection through chip technology. The costs of the cards vary, and they last for between one and three years, depending on the level. All of the cards offer easy reloading and the ability to withdraw cash at NBAD ATMs.
NBAD also offers the Ratibi prepaid salary card, according to the bank. This card features free personal accident insurance and the ability to deposit and withdraw money through a selection of ATM networks worldwide. The Ratibi card works through the MasterCard network to facilitate credit card purchases. A text message alert signals salary deposits.