What Are Features of the MBNA Mastercard?

MBNA offers a variety of MasterCards, all of which feature cash advances, emergency card replacement, insurance coverage, and travel assistance for lost documents, tickets and luggage, states MBNA. Many customers are not charged an annual fee, and some cards feature rewards programs.

As of 2015, preferred card holders receive $150,000 in accidental death and dismemberment coverage, states MBNA. Gold card members receive $500,000 in coverage, and platinum and world elite card members receive $1,000,000 in coverage. Customers with gold, platinum and world elite cards also receive $2,000 in unexpected return-home coverage, $200,000 rental vehicle death and dismemberment coverage, collision damage waiver benefits for rental vehicles, and personal effects coverage up to $2,000 per account.

Card holders can contact customer service representatives 24 hours per day, notes MBNA. During normal business hours, customers can request a credit limit increase and receive a decision within one hour. All cards also have identity protection and balance protection coverage available.

Other features and rewards vary by card. For example, some cards offer a zero-percent promotional annual interest rate on balance transfers for one year, or a 1.99-percent promotional annual interest rate on purchases for 10 months, states MBNA. Many cards have rewards programs, including the Alaska Airlines MasterCard and the Best Western MasterCard.