What Are Some Features of Gateway Financial Auto Loans?

Gateway One Lending and Finance offers competitive auto rates and personalized underwriting services 24 hours a day, seven days a week, states GatewayOneLending.com. Gateway One is a lending company that works solely with auto dealers, so car buyers cannot apply for a loan directly through the company. To obtain a loan from Gateway One, buyers must purchase a car through a partnered dealer.

Gateway One auto loans are determined on an individual basis by the company's Credit Managers, notes the company website. Rates and loan amounts are determined by a number of factors, such as credit history and income, and each loan is personally and manually underwritten by a Credit Manager.

Gateway One offers competitive rates, flexible structures and various credit plans for approved applicants. Dealers must apply for credit and be approved by Gateway One to offer loans to customers. To apply, follow these steps:

  1. Visit the company website
  2. Visit the company home page and click on the "Dealers" tab.

  3. Click "Dealer Applications"
  4. Click on the "Dealer Applications" tab under the "Dealers" heading.

  5. Find a sales representative
  6. Click on the phone icon at the bottom of the page to access the interactive map of sales representatives. Click on the phone icon in the desired area to view contact information for a nearby representative. Contact the sales agent to begin the application process.