Some features of Fortis life insurance, now known as Lifesurance, include protection for up to 100 years of age and lump sum payout, according to DBIFederal.com. This company is no longer called Fortis Insurance, as it changed its name to Federal Life Insurance in 2010.
A special feature of Lifesurance is the inclusion of a special lump sum payout for consumers that exceed 100 years of age. These payouts are calculated according to 10 times the cost of the initial premium. This same lump sum can also be scattered and given out to family throughout the years, according to IDBIFederal.com. Another feature is the accidental death benefit, which gives families an additional payout in case of an accidental death.