What features does Arrowhead home insurance include?


Quick Answer

While coverage varies among states and policies, Arrowhead homeowners insurance generally features an extended replacement cost for homes built after the 1930s, consideration for prior losses and coverage for unsupported seasonal dwellings, according to the company's website. Coverage for equipment breakdown is also available, and the company offers many credits for the use of protective devices, being a mature homeowner, insuring a new home and being claim free for three to five years.

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Full Answer

Policyholders can pay premiums online with a card or bank account, as Arrowhead General Insurance Agency explains. A 24-hour claims service through a third-party administrator is available, and the company also provides online quoting and applications for insurance coverage. Policyholders also have access to coverage documents online in addition to access to cancellations, transaction history, endorsements and reinstatements.

Typical homeowners insurance policies include coverage for the home in the event of damage as well as coverage for residents of the home in the event that family members are held legally liable for another person's injury that occurs on the property, according to Traveler's Insurance. Most often, this is required by mortgage lenders. Dwelling coverage pays for repairs or rebuilding the home, and this generally includes electrical wiring and plumbing along with heating and air conditioning systems when damage occurs due to a covered type of loss. Policies usually cover most detached buildings, such as garages, sheds and fences, as well as reimbursement for personal property damage.

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