Some features of online banking with AFCU include cash rebates for qualifying purchases, free bill pay and online statements. Customers can also enroll in direct deposit and keep track of their purchases and spending with personal money management options.
With free online bill pay through the AFCU online banking option, customers can pay for many expenses including television, utility and phone service. Payments are usually processed the next business day, and an option is available to pay bills to non-electronic payees for $15, as of 2015. Customers can schedule a one-time payment or set up recurring payments.
Other online banking features allow a customer to categorize his transactions by choosing from a standard list of categories or creating his own categories. From there, he can run reports that outline all of his spending by category. Customers can also view their transaction histories, which show pending credit and debit card transactions, and pull up their account history. Customers can also see their balances, view recent activity and view recent transfers as well as view images of their cancelled checks. Customers can gain access to online banking by visiting the AFCU website and choosing the Personal Banking option, and then selecting Online Banking.