What Are the Features of the ACE Elite Prepaid Debit Card?


Quick Answer

As of June 2015, the Ace Elite Prepaid Debit Card lets cardholders receive payments two days earlier and ensure their money stays safe through free direct deposit, as Ace Cash Express explains. Its features include eligibility for premium perks, including no-fee cash withdrawals at Ace stores and life benefits coverage.

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Full Answer

Ace Elite prepaid debit card users can have their payroll, government payments or tax refunds instantly loaded to their cards by submitting the enrollment form to their employers, according to Ace Cash Express. Cardholders with a minimum direct deposit of $500 in one calendar month are eligible to upgrade their accounts and enjoy unlimited purchase transactions for a $5 monthly fee. Those who receive regular direct deposits can enjoy premium benefits, including a $10 purchase cushion, which allows approved purchase transactions to incur up to a $10 negative balance on the account.

Cardholders can access their account information at any time through text inquiries and daily or weekly notifications through text or email, as Ace Cash Express indicates. Moreover, regular direct deposit recipients can withdraw up to $300 daily at Ace stores free of charge as of 2015. Another benefit of using an Ace Elite prepaid debit card is the ability to send money to other Ace Elite or NetSpend cardholders in the United States for free.

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