Filing as a spouse first, or FAASF, allows a spouse to claim Social Security and spousal benefits from the higher-earning spouse's Social Security account. The high-earning spouse only collects Social Security benefits from the low-earning spouse. All married people collecting Social Security are eligible for FAASF, explains The Motley Fool.
This program allows the high-earning spouse to reach full retirement age before collecting benefits from his personal Social Security account and increases the payout amount, according to The Motley Fool. Benefits include allowing the couple to claim the maximum benefits available before the high-earning spouse reaches full retirement age and maximizing the spouse's benefits from the highest-earner's account.