Vehicle Insurance

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A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.

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  • What are the Consumer Report's top picks for auto insurance providers?

    Q: What are the Consumer Report's top picks for auto insurance providers?

    A: In its published review of October 2010, Consumer Reports rated Amica, Auto-Owners, NJM and USAA among the top tier of auto insurance providers. These four companies scored 92 percent out of 100 in overall customer satisfaction. The full report includes ratings for 22 major insurers that handle auto claims.
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  • What is collision insurance ?

    Q: What is collision insurance ?

    A: Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.
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  • What are the steps to joining AAA?

    Q: What are the steps to joining AAA?

    A: Join the American Automobile Association, or AAA, most conveniently by accessing the official AAA website. There, you can compare the various member plans, choose the right one for you, fill out the application and pay the applicable fee. You can also join by mailing in an application or visiting a AAA shop.
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  • How do you compare auto insurance companies?

    Q: How do you compare auto insurance companies?

    A: When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
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  • What is a collision deductible on your auto insurance?

    Q: What is a collision deductible on your auto insurance?

    A: A collision deductible is the amount of money to be paid by the policyholder for damages in the event of a collision. The insurance company pays the rest of the costs incurred due to the collision.
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  • How much liability car insurance is necessary?

    Q: How much liability car insurance is necessary?

    A: According to the Department of Motor Vehicles, how much liability insurance is required depends on the state in which you live. Most states have a minimum limit that drivers must have, but some states do not require any liability insurance at all.
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  • What is uninsured motorist insurance?

    Q: What is uninsured motorist insurance?

    A: Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
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  • How do you get short-term car insurance?

    Q: How do you get short-term car insurance?

    A: A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.
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  • What does liability insurance cover?

    Q: What does liability insurance cover?

    A: Liability insurance covers injuries, accidents and negligence for which a person or business is held responsible, according to Investopedia. A liability insurance policy pays for the medical expenses and compensation to the individual involved and other costs associated with a lawsuit, such as lawyer fees and court costs. A liability insurance policy saves a person or business from losing large sums of money due to a lawsuit.
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  • Q: What does comprehensive insurance cover?

    A: Comprehensive insurance covers things like damage from falling objects, vandalism, fire and damage from severe weather or natural disasters. It is designed to cover damages incurred to the insured vehicle from some, but not all, things other than a car accident or collision.
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  • Q: How do you get car insurance?

    A: To get car insurance, first see if you can be added to an existing plan. If this is not an option, shop around for the best quotes, pay your premium, and shop around again after maintaining the policy you choose for at least six months.
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  • Q: What are some caravan insurance policies?

    A: Companies such as Progressive and All State offer recreational vehicle, or RV, insurance policies with vacation liability, full timer's and other types of coverage. RV insurance policies cover motor homes, travel trailers, camper vans and more, notes Progressive.
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  • Q: Where can you find the phone number for Progressive's claims department?

    A: The phone number for Progressive's claims department is available on Progressive.com. As of March 2015, the number for vehicle insurance claims is 800-274-4499, and the number for general home insurance claims is 855-344-1040.
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  • Q: How do you compare AARP and AAA motor clubs?

    A: AARP is an organization that provides advocacy and services to all people over the age of fifty, while AAA is a motor and travel club that offers advocacy and services to motorists and travelers of all ages. AARP, which originally stood for American Association of Retired Persons, has broadened its appeal in recent years to include individuals who have not yet retired. AAA stands for American Automobile Association.
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  • Q: How do you file a claim with United Service Auto Insurance?

    A: As of 2015, to file a claim with United Services Auto Insurance, members can call the association at 210-531-8722 or 800-531-8722, or submit claims online by logging in using their online identifications and passwords, according to United Services Automobile Association. Members who do not have online identification can register at USAA.com. Sprint, T-Mobile, Verizon or AT&T mobility customers can contact the association using #8722. Individuals who have claim-related questions but are not members can also call the association.
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  • Q: What is comprehensive auto insurance?

    A: Comprehensive car insurance safeguards the insured and his vehicle against damages that have nothing to do with hitting another vehicle, such as vandalism, theft, falling objects and damage done by wildlife. A driver should check with his insurance provider to see what is and isn't included under comprehensive coverage.
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  • How do you get manufacturer's car insurance in New Jersey?

    Q: How do you get manufacturer's car insurance in New Jersey?

    A: Eligibility for New Jersey Manufacturers Insurance Group products, including car insurance, requires one to first be an employee of or own a business that is a member of the New Jersey Business and Industry Association. New Jersey Manufacturers Insurance Group offers both personal automobile insurance and commercial automobile insurance, which allows it to serve all members of the New Jersey Business and Industry Association.
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  • Q: What kinds of car insurance coverage does Erie Insurance offer?

    A: Erie Insurance offers a car insurance policy that features six types of coverage, as of 2015, including bodily injury liability, medical costs, property damage liability and collision coverage, states the company. Erie Insurance provides additional protection by allowing policyholders to add extra features to their standard insurance policies.
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  • How can you get an insurance quote for a boat?

    Q: How can you get an insurance quote for a boat?

    A: People can get boat insurance quotes from Progressive Casualty Insurance Company online, over the phone or through a Progressive agent, notes the company. Geico Insurance Agency offers boat insurance quotes through a form on its website and by telephone, states the company.
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  • Q: How do you calculate your car insurance premium?

    A: Customers can calculate car insurance premiums through insurance companies' online calculators or by calling the company and asking for a quote, according to LibertyMutual.com. Car insurance premiums are based on a number of factors including the resident state, the vehicle make and model and the applicant's driving record, age, gender and marital status, among other considerations.
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  • Q: What is the rating of State Auto Insurance compared to other insurers?

    A: State Auto Insurance has a poor rating compared to other companies such as AllState, AAA Insurance Agency and Progressive. As of 2015, it has 2.0 rating on Freeadvice.com and 2.8 rating on Creditkarma.com out of a possible five.
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