Vehicle Insurance

A:

Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.

See Full Answer
Filed Under:
  • What is uninsured motorist insurance?

    Q: What is uninsured motorist insurance?

    A: Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
    See Full Answer
    Filed Under:
  • What are the steps to joining AAA?

    Q: What are the steps to joining AAA?

    A: Join the American Automobile Association, or AAA, most conveniently by accessing the official AAA website. There, you can compare the various member plans, choose the right one for you, fill out the application and pay the applicable fee. You can also join by mailing in an application or visiting a AAA shop.
    See Full Answer
    Filed Under:
  • What does liability insurance cover?

    Q: What does liability insurance cover?

    A: Liability insurance covers injuries, accidents and negligence for which a person or business is held responsible, according to Investopedia. A liability insurance policy pays for the medical expenses and compensation to the individual involved and other costs associated with a lawsuit, such as lawyer fees and court costs. A liability insurance policy saves a person or business from losing large sums of money due to a lawsuit.
    See Full Answer
    Filed Under:
  • What is collision insurance ?

    Q: What is collision insurance ?

    A: Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.
    See Full Answer
    Filed Under:
  • What is a collision deductible on your auto insurance?

    Q: What is a collision deductible on your auto insurance?

    A: A collision deductible is the amount of money to be paid by the policyholder for damages in the event of a collision. The insurance company pays the rest of the costs incurred due to the collision.
    See Full Answer
    Filed Under:
  • How much liability car insurance is necessary?

    Q: How much liability car insurance is necessary?

    A: According to the Department of Motor Vehicles, how much liability insurance is required depends on the state in which you live. Most states have a minimum limit that drivers must have, but some states do not require any liability insurance at all.
    See Full Answer
    Filed Under:
  • How do you compare auto insurance companies?

    Q: How do you compare auto insurance companies?

    A: When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
    See Full Answer
    Filed Under:
  • How do you get short-term car insurance?

    Q: How do you get short-term car insurance?

    A: A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.
    See Full Answer
    Filed Under:
  • What are the Consumer Report's top picks for auto insurance providers?

    Q: What are the Consumer Report's top picks for auto insurance providers?

    A: In its published review of October 2010, Consumer Reports rated Amica, Auto-Owners, NJM and USAA among the top tier of auto insurance providers. These four companies scored 92 percent out of 100 in overall customer satisfaction. The full report includes ratings for 22 major insurers that handle auto claims.
    See Full Answer
    Filed Under:
  • Q: What services does Automobile Association of America provide?

    A: The Automobile Association of America, or AAA, offers member services that can include vehicle towing, auto repair, fuel delivery, winching and vehicle registration renewals. Benefits vary according to state or regional clubs, but AAA Texas provides flat-tire assistance, home and auto lockout services, battery services, car rentals and trip insurance, explains the association's website. AAA Texas members also receive complimentary Hertz memberships, and members earn enough rewards points after their first Gold rental to receive a free rental day.
    See Full Answer
    Filed Under:
  • What are some things that affect the cost of insuring an Audi A3?

    Q: What are some things that affect the cost of insuring an Audi A3?

    A: Several factors affect the cost of insuring an Audi A3, including the car's safety rating and how much it is driven in a single year, as explained by State Farm. Driving history, state of residence and coverage options also influence automobile insurance rates.
    See Full Answer
    Filed Under:
  • What kind of cars are the cheapest to insure?

    Q: What kind of cars are the cheapest to insure?

    A: In general, the cheapest cars to insure are the most inexpensive and those that cost the least to repair, says Forbes. As of 2015, these vehicles include family minivans and SUV crossovers. Cars with lower horsepower and those that are unlikely to be stolen are also cheaper to insure, explains Kelley Blue Book.
    See Full Answer
    Filed Under:
  • What does iGO4 offer in terms of car insurance?

    Q: What does iGO4 offer in terms of car insurance?

    A: IGo4 offers comprehensive car insurance or third-party fire and theft car coverage in the United Kingdom, and each coverage type automatically extends to most areas of continental Europe for 90 days. IGo4 also offers optional add-on policies, including motor legal protection and breakdown coverage.
    See Full Answer
    Filed Under:
  • Q: What is an SR22?

    A: An SR-22 is liability insurance document that states that the insured carries the minimum liability insurance required by state law. SR-22 is also known as a Financial Responsibility Insurance Certificate.
    See Full Answer
    Filed Under:
  • How can you get an insurance quote for a boat?

    Q: How can you get an insurance quote for a boat?

    A: People can get boat insurance quotes from Progressive Casualty Insurance Company online, over the phone or through a Progressive agent, notes the company. Geico Insurance Agency offers boat insurance quotes through a form on its website and by telephone, states the company.
    See Full Answer
    Filed Under:
  • Q: How does the insurance company calculate the fair market value for a total-loss vehicle?

    A: Insurance companies calculate the fair market value or actual cash value of a totaled vehicle by comparing the sales prices of similar vehicles in the same region as the totaled vehicle, says Geico. They also consider the condition of the vehicle before the damage, such as mileage and upgrade options.
    See Full Answer
    Filed Under:
  • Q: What are the features of IGO Insurance's car insurance?

    A: Some features of IGO auto insurance include property, liability and medical coverage, according to the company website. Property damage protects the insured against damage or theft, liability covers the cost of legal responsibility to other people for injury or property damage, and medical coverage pays for medical expenses or rehabilitation services.
    See Full Answer
    Filed Under:
  • Q: Does Progressive provide free car insurance quotes?

    A: Progressive provides free car insurance quotes on their website. To get a quote, individuals have to enter their ZIP code on the website and add their personal details for instant results, states Progressive.
    See Full Answer
    Filed Under:
  • Q: How do you compare AARP and AAA motor clubs?

    A: AARP is an organization that provides advocacy and services to all people over the age of fifty, while AAA is a motor and travel club that offers advocacy and services to motorists and travelers of all ages. AARP, which originally stood for American Association of Retired Persons, has broadened its appeal in recent years to include individuals who have not yet retired. AAA stands for American Automobile Association.
    See Full Answer
    Filed Under:
  • Q: What insurance companies offer special rates for first time drivers?

    A: Reviews.com states that Nationwide, Allstate and Progressive are all major auto insurance providers that offer discounts and accident forgiveness for drivers, which also saves money. Types of discounts that might apply in the case of a beginning driver include prepayment, good student, family and good-driver discounts.
    See Full Answer
    Filed Under:
  • Q: What kinds of car insurance coverage does Erie Insurance offer?

    A: Erie Insurance offers a car insurance policy that features six types of coverage, as of 2015, including bodily injury liability, medical costs, property damage liability and collision coverage, states the company. Erie Insurance provides additional protection by allowing policyholders to add extra features to their standard insurance policies.
    See Full Answer
    Filed Under:

Explore Insurance