Vehicle Insurance

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Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.

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  • What are the steps to joining AAA?

    Q: What are the steps to joining AAA?

    A: Join the American Automobile Association, or AAA, most conveniently by accessing the official AAA website. There, you can compare the various member plans, choose the right one for you, fill out the application and pay the applicable fee. You can also join by mailing in an application or visiting a AAA shop.
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  • What does liability insurance cover?

    Q: What does liability insurance cover?

    A: Liability insurance covers injuries, accidents and negligence for which a person or business is held responsible, according to Investopedia. A liability insurance policy pays for the medical expenses and compensation to the individual involved and other costs associated with a lawsuit, such as lawyer fees and court costs. A liability insurance policy saves a person or business from losing large sums of money due to a lawsuit.
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  • What is a collision deductible on your auto insurance?

    Q: What is a collision deductible on your auto insurance?

    A: A collision deductible is the amount of money to be paid by the policyholder for damages in the event of a collision. The insurance company pays the rest of the costs incurred due to the collision.
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  • What is uninsured motorist insurance?

    Q: What is uninsured motorist insurance?

    A: Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
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  • What are the Consumer Report's top picks for auto insurance providers?

    Q: What are the Consumer Report's top picks for auto insurance providers?

    A: In its published review of October 2010, Consumer Reports rated Amica, Auto-Owners, NJM and USAA among the top tier of auto insurance providers. These four companies scored 92 percent out of 100 in overall customer satisfaction. The full report includes ratings for 22 major insurers that handle auto claims.
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  • How do you get short-term car insurance?

    Q: How do you get short-term car insurance?

    A: A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.
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  • How do you compare auto insurance companies?

    Q: How do you compare auto insurance companies?

    A: When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
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  • What is collision insurance ?

    Q: What is collision insurance ?

    A: Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.
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  • How much liability car insurance is necessary?

    Q: How much liability car insurance is necessary?

    A: According to the Department of Motor Vehicles, how much liability insurance is required depends on the state in which you live. Most states have a minimum limit that drivers must have, but some states do not require any liability insurance at all.
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  • Q: Is Washington a no-fault insurance state?

    A: Washington is not a no-fault insurance state but a fault insurance state. This means in Washington, each party involved in a car accident is liable for damages and injuries according to each party's degree of fault.
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  • Q: How do you identify a fake auto insurance card?

    A: To identify a fake car insurance card, check for typographical errors or misspellings, and search for the typical contents of legitimate insurance cards, especially a policy number and vehicle identification number, recommends EverQuote. In some states, auto insurance cards also show barcodes that barcoders can scan for verification.
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  • Q: What are the penalties for using fake proof of car insurance?

    A: Drivers who falsify proof of car insurance face fines of hundreds to thousands of dollars. They can also lose their driver's licenses and vehicle registrations for driving without real insurance, reports About.com. Additionally, if courts convict these drivers of fraud for having improper insurance cards, they can face jail terms of up to several years.
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  • What are some ways to get truck insurance quotes online?

    Q: What are some ways to get truck insurance quotes online?

    A: To get a truck insurance quote online, gather personal information and vehicle information, and decide what type of coverage you want, according to Bankrate. You need to have at least liability insurance, but it is advisable to look into additional coverage and compare the quotes.
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  • Q: How do you file a claim with United Service Auto Insurance?

    A: As of 2015, to file a claim with United Services Auto Insurance, members can call the association at 210-531-8722 or 800-531-8722, or submit claims online by logging in using their online identifications and passwords, according to United Services Automobile Association. Members who do not have online identification can register at USAA.com. Sprint, T-Mobile, Verizon or AT&T mobility customers can contact the association using #8722. Individuals who have claim-related questions but are not members can also call the association.
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  • How do you file an accident claim with Progressive?

    Q: How do you file an accident claim with Progressive?

    A: A Progressive customer begins the filing process for automotive insurance claims by logging into his online account or by phoning toll-free, states Progressive. Questions for online claims include the claim type (accident, glass damage, fire, crime, weather, etc.) and incident details, such as date, location, vehicles and involved parties.
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  • Q: What services does Automobile Association of America provide?

    A: The Automobile Association of America, or AAA, offers member services that can include vehicle towing, auto repair, fuel delivery, winching and vehicle registration renewals. Benefits vary according to state or regional clubs, but AAA Texas provides flat-tire assistance, home and auto lockout services, battery services, car rentals and trip insurance, explains the association's website. AAA Texas members also receive complimentary Hertz memberships, and members earn enough rewards points after their first Gold rental to receive a free rental day.
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  • What are some well-known car insurance companies in the US?

    Q: What are some well-known car insurance companies in the US?

    A: The top five auto insurance companies as of 2014 are State Farm Group, Berkshire Hathaway Insurance, Allstate Insurance Group, Progressive Insurance Group and Farmers Insurance Group, according to Insure.com. As these companies have the highest numbers of customers, they are likely very well-known.
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  • What are some low-cost auto insurance policies?

    Q: What are some low-cost auto insurance policies?

    A: As of 2016, three affordable car insurance companies are Progressive, Farmers Insurance, and Nationwide Insurance, according to a ranking at Reviews.com. The site most highly recommends Progressive, and provides a comparison of companies on the basis of price, availability of discounts, policy and vehicle coverage, and turnaround on claims.
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  • How do you compare bike insurance providers?

    Q: How do you compare bike insurance providers?

    A: Compare bike insurance providers by considering their level of coverage, their customer support, their history of handling claims and the price, according to DVM.org. You can find this information by visiting sites that compare individual insurance providers, asking insurance agents, calling the insurance providers or visiting their individual websites.
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  • How does the Allstate Drivewise program work?

    Q: How does the Allstate Drivewise program work?

    A: The Allstate Drivewise program requires drivers to plug a special device into their vehicle's on-board diagnostic port that monitors the time of day, miles driven, driving speeds and rate of hard braking. This information is used to provide lower insurance rates to low-mileage drivers who operate their vehicles safely.
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  • Q: What services does MyInsuranceInfo offer?

    A: As of 2016, the services MyInsuranceInfo offers include accepting verification of insurance coverage and maintaining insurance status information for borrowers and secured lenders, according to First United Credit Union. Borrowers who obtain loans using vehicles or other property as collateral often need to show the lenders that they carry physical damage insurance coverage for the property. Borrowers submit proof of insurance through the website MyInsuranceInfo.com by providing their lender notification and their insurance documents, according to Allied Solutions LLC.
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