Vehicle Insurance

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Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.

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  • What are the Consumer Report's top picks for auto insurance providers?

    Q: What are the Consumer Report's top picks for auto insurance providers?

    A: In its published review of October 2010, Consumer Reports rated Amica, Auto-Owners, NJM and USAA among the top tier of auto insurance providers. These four companies scored 92 percent out of 100 in overall customer satisfaction. The full report includes ratings for 22 major insurers that handle auto claims.
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  • What is collision insurance ?

    Q: What is collision insurance ?

    A: Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.
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  • What does liability insurance cover?

    Q: What does liability insurance cover?

    A: Liability insurance covers injuries, accidents and negligence for which a person or business is held responsible, according to Investopedia. A liability insurance policy pays for the medical expenses and compensation to the individual involved and other costs associated with a lawsuit, such as lawyer fees and court costs. A liability insurance policy saves a person or business from losing large sums of money due to a lawsuit.
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  • What is uninsured motorist insurance?

    Q: What is uninsured motorist insurance?

    A: Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
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  • How much liability car insurance is necessary?

    Q: How much liability car insurance is necessary?

    A: According to the Department of Motor Vehicles, how much liability insurance is required depends on the state in which you live. Most states have a minimum limit that drivers must have, but some states do not require any liability insurance at all.
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  • What are the steps to joining AAA?

    Q: What are the steps to joining AAA?

    A: Join the American Automobile Association, or AAA, most conveniently by accessing the official AAA website. There, you can compare the various member plans, choose the right one for you, fill out the application and pay the applicable fee. You can also join by mailing in an application or visiting a AAA shop.
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  • How do you get short-term car insurance?

    Q: How do you get short-term car insurance?

    A: A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.
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  • What is a collision deductible on your auto insurance?

    Q: What is a collision deductible on your auto insurance?

    A: A collision deductible is the amount of money to be paid by the policyholder for damages in the event of a collision. The insurance company pays the rest of the costs incurred due to the collision.
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  • How do you compare auto insurance companies?

    Q: How do you compare auto insurance companies?

    A: When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
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  • Q: How does an IAA auto auction work?

    A: Insurance Auto Auctions allows registered buyers to bid and buy vehicles using flexible bidding options through its auto auctions, according to the company's website. Buyers can also join live auctions through I-bid Live, which enables lnternet users to bid in real time along with local bidders.
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  • Q: What are some facts about Manitoba Public Insurance company?

    A: Some facts about Manitoba Public Insurance Corporation are that it began offering basic automobile coverage plans in 1971 and is a nonprofit Crown Corporation, as noted on the company's official website. As of 2016, Manitoba Public Insurance Corporation operates with a staff of 1,750 employees located throughout the province of Manitoba, Canada.
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  • Q: What does most RV rental insurance cover?

    A: RV rental insurance policies provide liability, collision and comprehensive insurance coverage, notes Insure.com. They also offer coverage for losses incurred through theft, vandalism and natural disasters. A comprehensive RV rental policy should cover medical payments and personal injury costs. As of 2015, deductibles, or out-of-pocket expenses, on these policies range from $1,000 to $5,000.
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  • Q: How do you estimate car insurance costs?

    A: To estimate the car insurance premium, drivers should consider factors that affect the cost, such as age, driving record, credit score and geographical location, according to Car Insurance. The type of car and the driver's gender and marital status also affect the rate, states Esurance.
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  • Do learning drivers need to be insured?

    Q: Do learning drivers need to be insured?

    A: According to Allstate, learning drivers with a learner's permit need to be insured. Teenagers learning to drive are eligible for insurance coverage under their parent's policy.
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  • Q: Does car insurance cover the cost of replacing a windshield?

    A: Car insurance customers with comprehensive coverage can usually have the cost of a replacement windshield covered under their policies, notes DMV.org. Comprehensive coverage typically covers damages caused by something other than a collision with another vehicle.
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  • Q: Do you need insurance if you want to purchase a small fishing boat for sale?

    A: In most states, a person does not legally need to get insurance in order to purchase a small fishing boat for sale. However, if payment for the boat is being financed, the finance company may require that an insurance policy be purchased, listing the company as the loss payee.
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  • Q: Can a person get insurance on a salvage automobile?

    A: Individuals can purchase insurance for salvage automobiles, but the premiums are higher than for other automobiles, and state laws and insurance company requirements differ between states, according to CarsDirect. As of 2015, insurers such as State Farm, Progressive, Nationwide and AutoInsure.org offer salvage title car insurance quotes and policies.
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  • What are some different types of truck insurance?

    Q: What are some different types of truck insurance?

    A: Types of truck insurance include commercial auto liability insurance, which covers drivers who haul cargo for others against personal injury and damage to third-party property, and physical damage insurance, which compensates policyholders if their trucks are damaged by accidents, hail, vandalism and other adverse events, explains InsureMyRig.com.
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  • How do you get insurance for boats?

    Q: How do you get insurance for boats?

    A: Research insurance carriers at Ambest.com, or use state insurance regulatory agencies to find and select a reputable boat insurance company, according to Discover Boating. While many insurance companies offer boat insurance, it can be beneficial to search out companies that specialize in boat insurance and other marine-related services, reports NBOA Marine Insurance.
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  • Q: What are some auto insurance policies by AAA?

    A: Auto insurance policies from AAA include comprehensive coverage, collision, bodily injury liability, property damage liability and rental reimbursement, as listed by the company's website. Additionally, many types of discounts are available for those who take advantage of multiple policies, have good driving records and have a AAA membership discount.
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  • What is ready made car insurance from No Nonsense?

    Q: What is ready made car insurance from No Nonsense?

    A: Ready Made car insurance from No Nonsense is auto insurance that provides two different levels of coverage options to suit an insured person's individual insurance needs. A person can chose from Comprehensive coverage or Third Party, Fire and Theft, according to No Nonsense Insurance.
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