Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
A:Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.
A:Liability insurance covers injuries, accidents and negligence for which a person or business is held responsible, according to Investopedia. A liability insurance policy pays for the medical expenses and compensation to the individual involved and other costs associated with a lawsuit, such as lawyer fees and court costs. A liability insurance policy saves a person or business from losing large sums of money due to a lawsuit.
A:Join the American Automobile Association, or AAA, most conveniently by accessing the official AAA website. There, you can compare the various member plans, choose the right one for you, fill out the application and pay the applicable fee. You can also join by mailing in an application or visiting a AAA shop.
A:Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
A:In its published review of October 2010, Consumer Reports rated Amica, Auto-Owners, NJM and USAA among the top tier of auto insurance providers. These four companies scored 92 percent out of 100 in overall customer satisfaction. The full report includes ratings for 22 major insurers that handle auto claims.
A:According to the Department of Motor Vehicles, how much liability insurance is required depends on the state in which you live. Most states have a minimum limit that drivers must have, but some states do not require any liability insurance at all.
A:A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.
A:When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
A:Insurance rates vary by the ages of drivers, their records, vehicles being driven, policies and the company providing the insurance, notes Esurance.com. Although there are no general rates, there are, however, quote estimators provided by car insurance companies such as those on Progressive.com.
A:Insurance companies that specialize in antique and classic car insurance include Hagerty Insurance Agency, Grundy Worldwide and Heacock Classic Car Collector Insurance, reports About.com. Additionally, some of the major insurance companies such as Geico, Allstate, Hartford and Farmers also deal in classic car insurance, and owners may save by purchasing their standard vehicle policies and classic car insurance through a single insurance company.
A:To get car insurance from Western United online services, go to OnlineAutoInsurance.com, ask questions online, request a quote and make payment through the online option. Some of the benefits of getting car insurance include getting roadside assistance and compensation in case an certain incidents occur, notes Liberty Mutual Insurance.
A:Alliance United Auto Insurance offers competitive auto insurance rates, easy-to-use online tools and point-of-sale systems, and responsive service, according to the company's website. The company also offers customized training for all brokers and finds unique solutions to customer problems.
A:In Ireland, individuals can apply for and purchase car insurance via phone, in person or through an auto insurance broker, according to the Citizens Information Board. Ireland residents can find most insurance companies and brokers through the public telephone directory.
A:Get cheaper car insurance rates by shopping different insurance carriers, bundling policies, keeping good driving records, maintaining good credit and purchasing the correct amounts of coverage, suggests About.com. Additionally, investigate discounts offered by car insurance companies, such as those offered for students, homeowners and customers who pay for their policies in full at the time of purchase.
A:Companies such as Progressive and All State offer recreational vehicle, or RV, insurance policies with vacation liability, full timer's and other types of coverage. RV insurance policies cover motor homes, travel trailers, camper vans and more, notes Progressive.
A:Gap auto insurance primarily covers the difference between the value of a vehicle and what is owed on a loan when a car is totaled. For example, if someone owes $10,000 and the total loss insurance benefit is $8,500, gap insurance covers the remaining $1,500 of the loan balance.
A:Plans offered by Progressive include liability, comprehensive and full coverage, according to Progressive Casualty Insurance Company. There are also other areas of coverage, including uninsured or underinsured motorists, bodily injury and roadside assistance.
A:Compare bike insurance providers by considering their level of coverage, their customer support, their history of handling claims and the price, according to DVM.org. You can find this information by visiting sites that compare individual insurance providers, asking insurance agents, calling the insurance providers or visiting their individual websites.
A:Fully comprehensive car insurance means that the insured vehicle will be covered for various damages including flooding, hail or vandalism. The car is also covered if anything is stolen from or damaged inside the vehicle, or if the vehicle is stolen or destroyed in a fire.
A:Auto Club South offers its members numerous benefits, including free towing, battery and flat-tire service, emergency starting, check cashing, and maps, as of June 2015, states the American Automobile Association. Other benefits include free accident travel insurance and reduced or waived airline and passport photo fees.