Vehicle Insurance

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Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.

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  • How Do You Get Short-Term Car Insurance?

    Q: How Do You Get Short-Term Car Insurance?

    A: A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.
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  • What Is Uninsured Motorist Insurance?

    Q: What Is Uninsured Motorist Insurance?

    A: Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
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  • What Is a Collision Deductible on Your Auto Insurance?

    Q: What Is a Collision Deductible on Your Auto Insurance?

    A: A collision deductible is the amount of money to be paid by the policyholder for damages in the event of a collision. The insurance company pays the rest of the costs incurred due to the collision.
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  • How Much Liability Car Insurance Is Necessary?

    Q: How Much Liability Car Insurance Is Necessary?

    A: According to the Department of Motor Vehicles, how much liability insurance is required depends on the state in which you live. Most states have a minimum limit that drivers must have, but some states do not require any liability insurance at all.
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  • How Do You Compare Auto Insurance Companies?

    Q: How Do You Compare Auto Insurance Companies?

    A: When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
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  • What Are the Steps to Joining AAA?

    Q: What Are the Steps to Joining AAA?

    A: Join the American Automobile Association, or AAA, most conveniently by accessing the official AAA website. There, you can compare the various member plans, choose the right one for you, fill out the application and pay the applicable fee. You can also join by mailing in an application or visiting a AAA shop.
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  • What Are the Consumer Report's Top Picks for Auto Insurance Providers?

    Q: What Are the Consumer Report's Top Picks for Auto Insurance Providers?

    A: In its published review of October 2010, Consumer Reports rated Amica, Auto-Owners, NJM and USAA among the top tier of auto insurance providers. These four companies scored 92 percent out of 100 in overall customer satisfaction. The full report includes ratings for 22 major insurers that handle auto claims.
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  • What Is Collision Insurance ?

    Q: What Is Collision Insurance ?

    A: Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.
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  • What Does Liability Insurance Cover?

    Q: What Does Liability Insurance Cover?

    A: Liability insurance covers injuries, accidents and negligence for which a person or business is held responsible, according to Investopedia. A liability insurance policy pays for the medical expenses and compensation to the individual involved and other costs associated with a lawsuit, such as lawyer fees and court costs. A liability insurance policy saves a person or business from losing large sums of money due to a lawsuit.
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  • Q: What Policies Does Improved Insurance Sell?

    A: Improve Insurance does not sell insurance; it is an insurance comparison service, according to its website. The company’s website offers users the ability to request quotes for auto insurance online and read informative articles about auto, life, health and homeowners insurance.
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  • What Are Some Items Included in Car Insurance?

    Q: What Are Some Items Included in Car Insurance?

    A: Consumers determine what is included in their car insurance based on the products they purchase, such as liability, collision, medical coverage, uninsured and underinsured motorists protection, and comprehensive coverage, notes HowStuffWorks. States have different requirements for auto insurance, and drivers should learn state laws prior to purchasing insurance.
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  • Q: What Is Drivers Alert Network Insurance?

    A: Divers Alert Network insurance covers accident, travel, trip and equipment insurance through DAN Services, Inc., the for-profit arm of the non-profit Divers Alert Network. Three types of accident insurance plans cover a diver who gets into an accident while scuba diving. Trip insurance covers travel and assistance plans for expensive dive vacations. Travel insurance covers multiple, annual trips instead of just one dive vacation.
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  • Q: How Do You Print a Progressive Insurance ID Card?

    A: To print a Progressive Insurance ID card, visit the website, log in to the account, click on Get ID Cards and Documents, choose ID Card, select view or download the card, click on Printable Version and print. Customers should not alter their printer settings to change the document because this can affect the readability of the card, notes Progressive.com.
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  • Q: What Are Some Cars in Insurance Group 1?

    A: Some cars in group 1 of the Group Rating Panel from the Motor Insurance Repair Research Centre are the Kia Rio, Chevrolet Spark and Hyundai i10, according to uSwitch.com, a comparison website. Insurance companies in the U.K. reference the Group Rating Panel to determine insurance costs for vehicles, and the lower the group number, the cheaper the vehicle is to insure.
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  • Q: What Is the Advantage of Getting a Progressive Auto Insurance Online Quote?

    A: One advantage to getting an online quote for Progressive car insurance is that Progressive awards an average discount of 7 percent for online purchases, according to Progressive.com. Progressive also offers an additional discount for customers who sign their documents online.
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  • Q: What Does Impound Car Insurance Cover?

    A: Impounded car insurance covers the collection of seized vehicles in from police impound compounds in the U.K., according to Impounded Car Insurance. Since standard insurance providers typically do not offer impounded car insurance, drivers seeking coverage must seek a specialist insurer.
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  • Q: What Are the Benefits of State Farm Emergency Road Service?

    A: State Farm Emergency Road Service provides towing and labor services, including mechanical labor, at a vehicle's breakdown site; delivering gas or oil; removing a stuck vehicle; and providing assistance with a tire change or jumpstart. This service also provides locksmith services, according to the company's website.
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  • Q: What Is the Purpose of an Accident Claim Release Form?

    A: An auto accident claim release form is a document in which the victim of an auto accident signs and agrees not to file a lawsuit for injuries or harm caused by the accident in exchange for a lump sum payment, according to the Staver Law Group. This agreement includes the inability to file a suit for damages for any future complications that may arise in relation to the accident.
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  • Q: Are Reviews of Boat Insurance Companies Reliable?

    A: Reliable ratings for boat insurance companies are available online at Boat-Insurance-Companies.net. This website rates insurance companies based on the amount of protection provided, reliability, communication with policy holders, customer service and competence.
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  • Q: Can a Person Get Insurance on a Salvage Automobile?

    A: Individuals can purchase insurance for salvage automobiles, but the premiums are higher than for other automobiles, and state laws and insurance company requirements differ between states, according to CarsDirect. As of 2015, insurers such as State Farm, Progressive, Nationwide and AutoInsure.org offer salvage title car insurance quotes and policies.
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  • Q: What Is Livery Insurance?

    A: Livery insurance is an insurance policy that covers commercial driving businesses, such as taxis, limousines and buses, according to Anastasi Insurance. This type of service is typically excluded from a personal auto policy, notes the International Risk Management Institute.
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