Vehicle Insurance

A:

A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.

See Full Answer
Filed Under:
  • What is collision insurance ?

    Q: What is collision insurance ?

    A: Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.
    See Full Answer
    Filed Under:
  • What are the Consumer Report's top picks for auto insurance providers?

    Q: What are the Consumer Report's top picks for auto insurance providers?

    A: In its published review of October 2010, Consumer Reports rated Amica, Auto-Owners, NJM and USAA among the top tier of auto insurance providers. These four companies scored 92 percent out of 100 in overall customer satisfaction. The full report includes ratings for 22 major insurers that handle auto claims.
    See Full Answer
    Filed Under:
  • How much liability car insurance is necessary?

    Q: How much liability car insurance is necessary?

    A: According to the Department of Motor Vehicles, how much liability insurance is required depends on the state in which you live. Most states have a minimum limit that drivers must have, but some states do not require any liability insurance at all.
    See Full Answer
    Filed Under:
  • What are the steps to joining AAA?

    Q: What are the steps to joining AAA?

    A: Join the American Automobile Association, or AAA, most conveniently by accessing the official AAA website. There, you can compare the various member plans, choose the right one for you, fill out the application and pay the applicable fee. You can also join by mailing in an application or visiting a AAA shop.
    See Full Answer
    Filed Under:
  • How do you get short-term car insurance?

    Q: How do you get short-term car insurance?

    A: A number of auto insurance companies provide short-term or temporary vehicle insurance. These policies, which can provide coverage from one day to eight months, are procured in the same manner as traditional auto insurance policies. However, because of their limited supply (not all insurance providers offer short-term auto insurance) and relatively high-cost, it is essential to review as many temporary plans as possible.
    See Full Answer
    Filed Under:
  • What does liability insurance cover?

    Q: What does liability insurance cover?

    A: Liability insurance covers injuries, accidents and negligence for which a person or business is held responsible, according to Investopedia. A liability insurance policy pays for the medical expenses and compensation to the individual involved and other costs associated with a lawsuit, such as lawyer fees and court costs. A liability insurance policy saves a person or business from losing large sums of money due to a lawsuit.
    See Full Answer
    Filed Under:
  • What is uninsured motorist insurance?

    Q: What is uninsured motorist insurance?

    A: Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.
    See Full Answer
    Filed Under:
  • How do you compare auto insurance companies?

    Q: How do you compare auto insurance companies?

    A: When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
    See Full Answer
    Filed Under:
  • What is a collision deductible on your auto insurance?

    Q: What is a collision deductible on your auto insurance?

    A: A collision deductible is the amount of money to be paid by the policyholder for damages in the event of a collision. The insurance company pays the rest of the costs incurred due to the collision.
    See Full Answer
    Filed Under:
  • Q: What is a temporary car insurance policy?

    A: Temporary car insurance includes policies that offer shorter terms than traditional policies, though the benefits of coverage purchased by car owners are the same, notes About.com. Temporary insurance is not automatically renewable, and it is generally more expensive upfront than traditional policies. Because they purchase only the coverage they need, in the time frames they need insurance, people who purchase temporary car insurance policies can save money in the long run.
    See Full Answer
    Filed Under:
  • What are some tips for choosing commercial truck insurance?

    Q: What are some tips for choosing commercial truck insurance?

    A: When choosing a commercial truck insurance policy, a business owner should select a policy that covers the driver and includes coverage for physical damage, cargo and primary liability, suggests Insurance Truck. Accident coverage, garage liability and general liability are also vital coverage. It's important to study a policy's terms and conditions thoroughly and avoid settling for inadequate coverage. Other crucial factors to consider include the insurance provider's reputation, years of operation and insurance quotation.
    See Full Answer
    Filed Under:
  • Q: What are the penalties if you get caught with fake car insurance?

    A: Penalties for using fake car insurance vary from state to state but can include arrest, fines, license suspension and increased insurance costs once the person does buy insurance, as stated by CarsDirect.com. Fake insurance cards can be bought for a fee, but the fees and costs of getting caught far outweigh the cost of buying actual insurance.
    See Full Answer
    Filed Under:
  • How can you purchase car insurance in Ireland?

    Q: How can you purchase car insurance in Ireland?

    A: In Ireland, individuals can apply for and purchase car insurance via phone, in person or through an auto insurance broker, according to the Citizens Information Board. Ireland residents can find most insurance companies and brokers through the public telephone directory.
    See Full Answer
    Filed Under:
  • What are some different car insurance categories?

    Q: What are some different car insurance categories?

    A: Liability, collision, comprehensive, personal injury and uninsured motorist are categories of car insurance, states 21st Century Insurance. States have their own laws regarding which types of insurance and in what amounts drivers must carry.
    See Full Answer
    Filed Under:
  • Q: What are some common auto insurance terms?

    A: Some of the most common auto insurance terms are premium, deductible, collision coverage, bodily injury liability and comprehensive coverage, according to Steve Bowen for QuoteWizard. These terms impact insurance rates, and consumers should understand them to better evaluate their insurance policy and ensure their vehicles are adequately insured in case of an accident.
    See Full Answer
    Filed Under:
  • How do you get a car insurance quote from Sterling Insurance?

    Q: How do you get a car insurance quote from Sterling Insurance?

    A: To get a quote from Sterling Auto Insurance, visit the company's website at SterlingAgency.com. Select Home and Auto under the Personal Insurance heading. On the Home and Auto page, click the Get a Quote button, notes the company website.
    See Full Answer
    Filed Under:
  • Is car insurance more expensive for a convertible?

    Q: Is car insurance more expensive for a convertible?

    A: Car insurance is typically more expensive for a convertible than a car with an attached top. The exact price difference will depend on the insurance company.
    See Full Answer
    Filed Under:
  • How do you get a cheaper car insurance rate?

    Q: How do you get a cheaper car insurance rate?

    A: Get cheaper car insurance rates by shopping different insurance carriers, bundling policies, keeping good driving records, maintaining good credit and purchasing the correct amounts of coverage, suggests About.com. Additionally, investigate discounts offered by car insurance companies, such as those offered for students, homeowners and customers who pay for their policies in full at the time of purchase.
    See Full Answer
    Filed Under:
  • Q: Are Erie car insurance reviews generally positive?

    A: Reviews of the car insurance offered by Erie Insurance Group are generally positive, with many reviewers mentioning the easy-to-reach customer service and low rates, states Credio. On the negative side, reviewers often mention the higher rates for business insurance than personal.
    See Full Answer
    Filed Under:
  • Q: What is car insurance with no down payment?

    A: When a customer pays a monthly premium to activate a new policy, rather than giving the provider a large payment for several months of prepaid coverage, that customer is enrolled in a policy without a down payment. Insurance companies set their own guidelines for down payments.
    See Full Answer
    Filed Under:
  • Q: How do you find auto insurance rankings?

    A: Find auto insurance rankings on the websites for J.D. Power & Associates and Standard & Poor's, as of 2015. J.D. Power & Associates ranks insurance agencies based on customer satisfaction, whereas Standard & Poor's ranks companies based on financial stability, notes About.com.
    See Full Answer
    Filed Under:

Explore Insurance