Health Insurance

A:

There are multiple tiers of low income classifications under the Medicare system, all of which use the federal poverty level as a base line. At the first tier, an individual or couple's assets and income must fall under 100 percent of the federal poverty level.

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  • What is considered "low income" to Medicare?

    Q: What is considered "low income" to Medicare?

    A: There are multiple tiers of low income classifications under the Medicare system, all of which use the federal poverty level as a base line. At the first tier, an individual or couple's assets and income must fall under 100 percent of the federal poverty level.
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  • What are the different types of Medicaid plans?

    Q: What are the different types of Medicaid plans?

    A: The types of Medicaid programs available to patients vary from state to state, but generally fall into two categories. Of these, community Medicaid is coverage for people who have little to know medical insurance from other sources, while Medicaid nursing home coverage is specifically for costs associated with senior living.
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  • Does Medicare cover dental surgery?

    Q: Does Medicare cover dental surgery?

    A: Medicare insurance plans do not provide coverage for most dental care procedures, according to CMS.gov. This includes preventative care, fillings, extractions, surgeries and other dental procedures and supplies.
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  • Is Medicare Part B mandatory?

    Q: Is Medicare Part B mandatory?

    A: Medicare Part B coverage is not mandatory. An individual can go outside of the plan network for Part B services and receive a reimbursement from Medicare when Medicare is the primary payer.
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  • What is the Medicaid program?

    Q: What is the Medicaid program?

    A: Medicaid is a governmental program that provides medical and health-related services for specific groups of people in the United States who meet certain criteria. Many times this care is provided at no cost to individuals and families, serving U.S. citizens with low incomes and few resources.
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  • Does Medicaid cover eye exams?

    Q: Does Medicaid cover eye exams?

    A: Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.
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  • What is the HIPAA Privacy Act?

    Q: What is the HIPAA Privacy Act?

    A: The Privacy Rule of the Health Insurance Portability and Accountability Act regulates the use and disclosure of individually identifiable health information. Although President Clinton signed HIPAA into law in 1996, the Privacy Rule did not become effective until April 14, 2003.
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  • Are you eligible for Medicare if you're under the age of 65?

    Q: Are you eligible for Medicare if you're under the age of 65?

    A: Individuals who are disabled or who have end-stage renal failure may qualify for Medicare benefits even if they are younger than 65, according to Medicare. Otherwise, individuals are not eligible for Medicare until age 65.
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  • Is the HIPAA law different in each state?

    Q: Is the HIPAA law different in each state?

    A: HIPPA, the Health Insurance Portability and Accountability Act, is a federal law that is the same regardless of state. Each state has, however, enacted its own privacy acts that may supersede HIPPA under certain conditions.
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  • What is the opposite of risk averse?

    Q: What is the opposite of risk averse?

    A: In the realm of investments, the generally accepted opposite of risk adverse is risk taker or risk lover. A risk taker is an individual willing to a greater risk in investing in hopes of obtaining a higher, albeit less likely, return on that investment.
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  • Q: Does everyone qualify for Medicare at retirement age?

    A: Not everyone automatically qualifies for Medicare once they reach retirement age. In order to qualify for Medicare after reaching age 65 an individual must be a U.S. citizen or permanent legal resident, be eligible for Social Security, or be a government retiree or employee that paid Medicare taxes.
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  • Q: What are the benefits of taking Pycnogenol?

    A: Pycnogenol is used to treat allergies, pain, sore muscle and problems with circulation, according to WebMD. Pycnogenol may also be taken for ringing in the ears, asthma, retinopathy and erectile dysfunction.
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  • Q: What is NorthShoreConnect?

    A: NorthShoreConnect allows NorthShore Medical Group participants to access a variety of services easily. With access to NorthShoreConnect, patients schedule doctor's appointments, view medical test results, renew prescriptions, message a doctor with questions, pay medical bills, and manage family members' health, explains NorthShore University HealthSystem.
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  • Q: What are some common principles of primary health care?

    A: The core principles of primary health care are universal access to care, community participation, health equity and intersectoral coordination, according to the World Health Organization. Primary health care is a systemwide strategy, especially in developing countries, that encompasses these principles and a set of basic activities.
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  • Q: What kinds of health care plans does Florida Blue offer?

    A: Florida Blue offers health care plans for individuals and families, Medicare recipients and businesses. Health, dental and life insurance plans are available, as well as accident, critical illness and hospital indemnity plans, as stated on the Florida Blue website. The health care coverage is provided by Blue Cross and Blue Shield of Florida.
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  • Is there a benefit to having a health reimbursement account?

    Q: Is there a benefit to having a health reimbursement account?

    A: A health reimbursement arrangement, which is the technical name for a health reimbursement account, has several benefits, states the Internal Revenue Service. Employer-contributed funds in the HRA may not count toward gross income, reimbursements for qualifying expenses are tax-free, and unused funds may roll over to the next year.
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  • Q: What are some tips for purchasing medical equipment?

    A: Consulting designers and contractors regarding proper space planning and development, hiring an equipment planner to determine the overall cost of operating equipment, and studying the building standards and regulations applicable to the medical facility are good tips for buying medical equipment, states Hospital Associates. It is also important to communicate with all necessary departments and plan the delivery of the equipment to avoid interrupting hospital activities.
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  • Is hospice care covered by Medicare?

    Q: Is hospice care covered by Medicare?

    A: Typically, hospice care is covered by Medicare according to Medicare.gov. The services covered include care given in the home or at a medical facility.
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  • Q: Can you use your Humana drug plan at Wal-Mart?

    A: Humana offers a preferred prescription drug plan for Wal-Mart customers. In 2015, U.S. News & World Report recognized The Humana Wal-Mmart Rx Prescription Drug Plan as one of the most cost-effective plans available in several states.
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  • Q: How do you contact Kaiser Permanente in California?

    A: As of September 2015, Kaiser Permanente has dedicated customer service telephone hotlines for its California customers. The company offers dedicated hotlines for Medicare customers, English speakers, Spanish speakers and speakers of various Chinese dialects. While it provides alternate contact methods, they are available only to members who sign in to their online accounts on Kaiser Permanente's website. The Member Assistance section of the website contains self-service tools and resources for many common questions and tasks, according to the company's website.
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  • Q: What are some benefits covered under BlueCross BlueShield insurance?

    A: Blue Cross Blue Shield offers a variety of benefits based on the type of program selected. The BCBS PPO Basic plan offers zero deductibles during a calendar year, free preventive dental care and low fees for preventive care, according to Blue Shield of California. Other benefits include free prenatal care.
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