Health Insurance

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Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.

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  • Are you eligible for Medicare if you're under the age of 65?

    Q: Are you eligible for Medicare if you're under the age of 65?

    A: Individuals who are disabled or who have end-stage renal failure may qualify for Medicare benefits even if they are younger than 65, according to Medicare. Otherwise, individuals are not eligible for Medicare until age 65.
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  • Does Medicaid cover eye exams?

    Q: Does Medicaid cover eye exams?

    A: Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.
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  • What are the different types of Medicaid plans?

    Q: What are the different types of Medicaid plans?

    A: The types of Medicaid programs available to patients vary from state to state, but generally fall into two categories. Of these, community Medicaid is coverage for people who have little to know medical insurance from other sources, while Medicaid nursing home coverage is specifically for costs associated with senior living.
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  • Is the HIPAA law different in each state?

    Q: Is the HIPAA law different in each state?

    A: HIPPA, the Health Insurance Portability and Accountability Act, is a federal law that is the same regardless of state. Each state has, however, enacted its own privacy acts that may supersede HIPPA under certain conditions.
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  • Is Medicare Part B mandatory?

    Q: Is Medicare Part B mandatory?

    A: Medicare Part B coverage is not mandatory. An individual can go outside of the plan network for Part B services and receive a reimbursement from Medicare when Medicare is the primary payer.
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  • What is the Medicaid program?

    Q: What is the Medicaid program?

    A: Medicaid is a governmental program that provides medical and health-related services for specific groups of people in the United States who meet certain criteria. Many times this care is provided at no cost to individuals and families, serving U.S. citizens with low incomes and few resources.
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  • Does Medicare cover dental surgery?

    Q: Does Medicare cover dental surgery?

    A: Medicare insurance plans do not provide coverage for most dental care procedures, according to CMS.gov. This includes preventative care, fillings, extractions, surgeries and other dental procedures and supplies.
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  • What is the HIPAA Privacy Act?

    Q: What is the HIPAA Privacy Act?

    A: The Privacy Rule of the Health Insurance Portability and Accountability Act regulates the use and disclosure of individually identifiable health information. Although President Clinton signed HIPAA into law in 1996, the Privacy Rule did not become effective until April 14, 2003.
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  • What is the opposite of risk averse?

    Q: What is the opposite of risk averse?

    A: In the realm of investments, the generally accepted opposite of risk adverse is risk taker or risk lover. A risk taker is an individual willing to a greater risk in investing in hopes of obtaining a higher, albeit less likely, return on that investment.
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  • What is considered "low income" to Medicare?

    Q: What is considered "low income" to Medicare?

    A: There are multiple tiers of low income classifications under the Medicare system, all of which use the federal poverty level as a base line. At the first tier, an individual or couple's assets and income must fall under 100 percent of the federal poverty level.
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  • Q: Who pays for the Medicaid program?

    A: Medicaid, a program that helps people with low income pay their medical bills, is funded by both the federal government and individual state governments. Each state has its own Medicaid system that must follow federal guidelines to receive proper grants and funding for the state.
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  • Q: What are some Obamacare benefits?

    A: The Affordable Care Act, or Obamacare, helps many people obtain health insurance who were unable to or who could not afford to before the law was enacted. Under the new Affordable Care Act, health insurance companies are no longer allowed to raise premiums due to gender or pre-existing conditions, and are now required by law to end lifetime limits to coverage and cover preventative care at no cost to patients.
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  • Q: What is the difference between Cal-COBRA and COBRA?

    A: The primary difference between COBRA and Cal-COBRA continuing health care plans is that COBRA is a federal law, while Cal-COBRA is a law exclusive to California. Additionally, both laws vary with regards to cost, length of coverage and administration.
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  • Q: Where can you find the Cigna Medicare formulary?

    A: The Cigna Medicare drug formulary can be found on the Cigna website. The drug formularly entails common prescription drugs recommended by pharmacists and doctors, as stated by Cigna.
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  • Q: Is WellCare Choice a Medicare plan?

    A: WellCare Health Plans offers Medicare and Medicaid health plans as well as other managed health care services for government health care programs, according to WellCare. Although WellCare is based in Tampa, Florida, it provides health care plans nationwide, serving about four million subscribers as of 2015.
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  • Q: What is First Health Network?

    A: The First Health Network is a group of providers that accept First Health insurance and provide services to members at reduced rates, according to the First Health website. As of 2015, the First Health Network includes more than 5,000 hospitals, 90,000 ancillary facilities and one million medical professionals.
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  • Q: Does insurance pay the cost of ambulance transport?

    A: Whether insured through Medicare or private insurance, the cost of ambulance transport is potentially covered, however, the ambulance transportation must be deemed medically necessary, explains the Los Angeles Times. Even when deemed medically necessary, the amount covered will depend on the individual's insurance plan and any co-pays or deductibles that must be paid first. Medicare, for example covers 80 percent, while the patient pays 20 percent of the approved amount after the patient has met their annual deductible, states Medicare.gov.
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  • Q: Where can you find printable medical release forms?

    A: Printable medical release forms are available at About.com, TidyForm.com, FreePrintableMedicalForms.com and MomReady.com. These forms allow doctors to treat children without a parent present, states About.com. The form on FreePrintableMedicalForms.com allows for the release of personal medical information.
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  • Q: Who usually signs a medical waiver form?

    A: An individual with an injury or medical condition who needs to share sensitive medical information, such as when filing a medical malpractice claim, needs to sign a medical records release form, according to FindLaw. The form serves as a waiver from liability under the Health Insurance Portability and Accountability Act.
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  • Q: What is Accreditation Canada?

    A: Accreditation Canada is a nonprofit organization that accredits more than 1,200 health care organizations in Canada, advises Accreditation Canada. Their accreditation programs strive to improve the quality and safety of health care for Canadians. The organization has been operating since 1958.
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  • Q: Where can you find assistance in filling out Colonial Life insurance claim forms?

    A: Customers can find assistance in filling out Colonial Life insurance claim forms through the collection of videos and tips posted on the company's website, or by calling the company's support line. As of 2015, ColonialLife.com provides its insurance claim forms online and also provides various help tools to help policyholders.
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