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Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.

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  • What is considered "low income" to Medicare?

    Q: What is considered "low income" to Medicare?

    A: There are multiple tiers of low income classifications under the Medicare system, all of which use the federal poverty level as a base line. At the first tier, an individual or couple's assets and income must fall under 100 percent of the federal poverty level.
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  • Is Medicare Part B mandatory?

    Q: Is Medicare Part B mandatory?

    A: Medicare Part B coverage is not mandatory. An individual can go outside of the plan network for Part B services and receive a reimbursement from Medicare when Medicare is the primary payer.
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  • Does Medicaid cover eye exams?

    Q: Does Medicaid cover eye exams?

    A: Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.
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  • Does Medicare cover dental surgery?

    Q: Does Medicare cover dental surgery?

    A: Medicare insurance plans do not provide coverage for most dental care procedures, according to CMS.gov. This includes preventative care, fillings, extractions, surgeries and other dental procedures and supplies.
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  • What is the opposite of risk averse?

    Q: What is the opposite of risk averse?

    A: In the realm of investments, the generally accepted opposite of risk adverse is risk taker or risk lover. A risk taker is an individual willing to a greater risk in investing in hopes of obtaining a higher, albeit less likely, return on that investment.
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  • What are the different types of Medicaid plans?

    Q: What are the different types of Medicaid plans?

    A: The types of Medicaid programs available to patients vary from state to state, but generally fall into two categories. Of these, community Medicaid is coverage for people who have little to know medical insurance from other sources, while Medicaid nursing home coverage is specifically for costs associated with senior living.
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  • What is the Medicaid program?

    Q: What is the Medicaid program?

    A: Medicaid is a governmental program that provides medical and health-related services for specific groups of people in the United States who meet certain criteria. Many times this care is provided at no cost to individuals and families, serving U.S. citizens with low incomes and few resources.
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  • What is the HIPAA Privacy Act?

    Q: What is the HIPAA Privacy Act?

    A: The Privacy Rule of the Health Insurance Portability and Accountability Act regulates the use and disclosure of individually identifiable health information. Although President Clinton signed HIPAA into law in 1996, the Privacy Rule did not become effective until April 14, 2003.
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  • Are you eligible for Medicare if you're under the age of 65?

    Q: Are you eligible for Medicare if you're under the age of 65?

    A: Individuals who are disabled or who have end-stage renal failure may qualify for Medicare benefits even if they are younger than 65, according to Medicare. Otherwise, individuals are not eligible for Medicare until age 65.
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  • Is the HIPAA law different in each state?

    Q: Is the HIPAA law different in each state?

    A: HIPPA, the Health Insurance Portability and Accountability Act, is a federal law that is the same regardless of state. Each state has, however, enacted its own privacy acts that may supersede HIPPA under certain conditions.
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  • Q: What is the Blue Cross formulary?

    A: As of 2015, the Blue Cross formulary is a list of drugs that each health care plan covers, according to Anthem Blue Cross and Blue Shield. Different plans have different lists. Blue Cross typically prints the formulary on the identification cards of individual, family or small group plan members. Plan participants with employer coverage can obtain the information from their employers or contact Blue Cross customer support. Formularies are available on Blue Cross websites.
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  • Q: How do you procure a Medicaid application in Michigan?

    A: Individuals can obtain an application form for Michigan Medicaid by visiting the Michigan Department of Health & Human Services website. Individuals must print the application, fill it out, and either take it to their local Michigan Department of Health & Human Services office or mail it to the address listed on the application. Instead of using a paper application, individuals may apply for Michigan Medicaid online through MI Bridges, states the Michigan Department of Health & Human Services.
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  • Q: Is the monthly cost of Medicare the same for everyone?

    A: The monthly cost of Medicare differs for individuals depending on when they sign up, their yearly income and the number of years they pay Medicare taxes, reports WebMD. Monthly costs also vary depending on whether individuals select traditional Medicare or a Medicare Advantage plan that a private insurance company provides. Other factors include whether individuals opt to add Medicare Part D prescription drug coverage or Medigap supplementary health insurance.
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  • Q: What are some veterans prescription benefits?

    A: Veterans who are receiving treatment from a VA primary care provider receive all necessary treatment medications, explains the agency's website. Depending on a veteran's service-connected disabilities, he may receive his medications free of charge. Those without service-connected disabilities must pay a co-payment for every 30-day supply of medications the VA supplies.
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  • Q: How do you get prior authorization from Medicare?

    A: For the limited circumstances that require prior authorization from Medicare, the doctor, supplier or pharmacy must submit a prior authorization request form to the appropriate Medicare Administrative Contractor, explains Medicare Interactive. In Original Medicare, beneficiaries never need prior authorization to visit any doctor, hospital or specialist. In Medicare Advantage plans, the plan provider has its own rules and process for obtaining prior authorization for certain treatments or supplies, though emergency and urgently needed services never require prior authorization, reports BadgerLaw.net.
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  • Q: Are kids automatically included on their parents' health insurance plans?

    A: Children are not automatically included on their parents' health insurance plans. Children must be enrolled and added to the parents' existing health insurance plan, or the parents may need to complete a new application, according to Aetna and HealthCare.gov.
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  • Q: How do you apply for Apple Health Insurance?

    A: To apply for Washington State's Apple Health insurance, visit the Washington Health Plan Finder website and apply through the Apple Health Coverage link, notes the Washington State website. Applicants can view additional available health plans through the plan finder site as well.
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  • Q: What are the benefits of taking Pycnogenol?

    A: Pycnogenol is used to treat allergies, pain, sore muscle and problems with circulation, according to WebMD. Pycnogenol may also be taken for ringing in the ears, asthma, retinopathy and erectile dysfunction.
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  • Q: How does the Georgia Department of Human Services determine eligibility for Medicaid?

    A: The Georgia Department of Community Health determines eligibility for Medicaid by income and by whether the applicant is pregnant, a child or teenager, age 65 or older, legally blind, disabled, or in need of nursing home care, according to the Georgia Department of Community Health. The federal government makes the initial determination of an applicant's eligibility for Medicaid, after which the individual state makes the final eligibility determination, states Medicaid.
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  • Q: What is an HSA health plan?

    A: A HSA health plan is a health insurance plan that has a health savings account, or HSA, that accompanies it. The insurance and the HSA are separate but work together.
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  • Q: Can you buy short-term health care insurance?

    A: Many of the major insurance companies, such as Humana, United Healthcare Services, and Blue Cross and Blue Shield, offer short-term health care insurance plans, according to Bloomberg Business. However, these plans do not offer the same protections as policies sold under the Affordable Care Act, or ACA, as of 2015.
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