Health Insurance

A:

There are multiple tiers of low income classifications under the Medicare system, all of which use the federal poverty level as a base line. At the first tier, an individual or couple's assets and income must fall under 100 percent of the federal poverty level.

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  • What is considered "low income" to Medicare?

    Q: What is considered "low income" to Medicare?

    A: There are multiple tiers of low income classifications under the Medicare system, all of which use the federal poverty level as a base line. At the first tier, an individual or couple's assets and income must fall under 100 percent of the federal poverty level.
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  • Does Medicaid cover eye exams?

    Q: Does Medicaid cover eye exams?

    A: Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.
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  • What is the opposite of risk averse?

    Q: What is the opposite of risk averse?

    A: In the realm of investments, the generally accepted opposite of risk adverse is risk taker or risk lover. A risk taker is an individual willing to a greater risk in investing in hopes of obtaining a higher, albeit less likely, return on that investment.
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  • Is Medicare Part B mandatory?

    Q: Is Medicare Part B mandatory?

    A: Medicare Part B coverage is not mandatory. An individual can go outside of the plan network for Part B services and receive a reimbursement from Medicare when Medicare is the primary payer.
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  • What is the Medicaid program?

    Q: What is the Medicaid program?

    A: Medicaid is a governmental program that provides medical and health-related services for specific groups of people in the United States who meet certain criteria. Many times this care is provided at no cost to individuals and families, serving U.S. citizens with low incomes and few resources.
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  • Does Medicare cover dental surgery?

    Q: Does Medicare cover dental surgery?

    A: Medicare insurance plans do not provide coverage for most dental care procedures, according to CMS.gov. This includes preventative care, fillings, extractions, surgeries and other dental procedures and supplies.
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  • Are you eligible for Medicare if you're under the age of 65?

    Q: Are you eligible for Medicare if you're under the age of 65?

    A: Individuals who are disabled or who have end-stage renal failure may qualify for Medicare benefits even if they are younger than 65, according to Medicare. Otherwise, individuals are not eligible for Medicare until age 65.
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  • What is the HIPAA Privacy Act?

    Q: What is the HIPAA Privacy Act?

    A: The Privacy Rule of the Health Insurance Portability and Accountability Act regulates the use and disclosure of individually identifiable health information. Although President Clinton signed HIPAA into law in 1996, the Privacy Rule did not become effective until April 14, 2003.
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  • Is the HIPAA law different in each state?

    Q: Is the HIPAA law different in each state?

    A: HIPPA, the Health Insurance Portability and Accountability Act, is a federal law that is the same regardless of state. Each state has, however, enacted its own privacy acts that may supersede HIPPA under certain conditions.
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  • What are the different types of Medicaid plans?

    Q: What are the different types of Medicaid plans?

    A: The types of Medicaid programs available to patients vary from state to state, but generally fall into two categories. Of these, community Medicaid is coverage for people who have little to know medical insurance from other sources, while Medicaid nursing home coverage is specifically for costs associated with senior living.
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  • Q: How does the Ontario Disability Support Program distribute payments?

    A: In March 2015, the Ontario Disability Support Program announced plans to stop distributing payments by check and to begin issuing payments on reloadable debit cards, according to the Toronto Star. As of March 2015, the exact date of this change was undetermined.
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  • Q: How do you fill out a Medicaid provider application?

    A: Fill out the Medicare provider application by handwriting answers, typing information or using Adobe Acrobat to fill in answers on a computer. The Center for Medicare & Medicaid Services prefers typed applications that offer clear and easily read answers. Also, typed versions contain fewer mistakes, explains CMS.gov.
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  • Q: What are some services offered by Hartford Health Insurance?

    A: Some services offered by The Hartford health insurance includes retiree health coverage, which integrates health insurance benefits and Medicare. The plan also covers prescription drugs and medical costs that are not covered by Medicare, according to the company's official website.
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  • Q: How do you use BCBS to find a doctor?

    A: Blue Cross Blue Shield (BCBS) is an insurance provider that offers medical plans for health, dental and vision care, according to the company's website. It has numerous websites for different plans and states, each with its own database of medical providers that the insured can search. Although, most insured customers can find an appropriate care provider through the main BCBS website.
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  • Q: How do you get free healthcare?

    A: If you meet low-income eligibility requirements or belong to an otherwise covered group, such as the disabled, pregnant women or the elderly, you may be able to get free or low-cost healthcare by applying for Medicaid or the Children���s Health Insurance Program, according to the U.S. Centers for Medicare and Medicaid Services. The application for these programs is available at the federal Health Insurance Marketplace or through appropriate state agencies.
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  • Q: How much coverage do you receive with Medicare Part A?

    A: Medicare Part A hospital coverage covers hospital inpatient stays, mental health inpatient stays, skilled nursing facility stays, home hospice care and other home health services. Some Medicare Part A services are entirely covered, while others require patients to pay deductibles, copayments and percentages.
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  • Q: Does dental insurance cover dental abscess treatment?

    A: Dental insurance covers the cost and treatment of a dental abscess, according to the National Association of Dental Plans. An abscess is an infection that requires immediate attention, so it is considered a medically necessary treatment.
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  • Q: What does the Humana Gold Plus HMO Plan include?

    A: The Humana Gold Plus Health Maintenance Organization plan includes all the benefits of Original Medicare as well as additional coverage, including hospitalization and emergency services when traveling outside of the United States, according to Humana. Depending on the region and available plans, prescription coverage also might be included.
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  • Q: Who is eligible for Medi-Cal insurance?

    A: People can qualify for Medi-Cal insurance if their incomes are considered low, if they're under 21 or at least 65, if they're a refugee, or if they have certain health conditions or disabilities, notes the California Department of Health Care Services. Those who are already part of an assistance program, such as the foster care, CalFresh or CallWorks programs, can also qualify.
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  • Q: What health care services does Martin's Point offer?

    A: Martin's Point includes nine storefront health care centers in Maine and New Hampshire that provide family medicine, pediatrics, osteopathic care, cardiology, and obstetrics and gynecology services. The company also provides health care insurance coverage for military activity duty and retiree families in Maine, according to Martin's Point.
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  • Q: How do you sign up for Blue Cross and Blue Shield of North Carolina?

    A: To sign up Blue Cross Blue Shield of North Carolina, go to bcbsnc.com, click on Get a Free Rate Quote, complete the application and submit it, states Blue Cross Blue Shield of North Carolina. The website features information about the individual, family and business plans available.
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