Health Insurance

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Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.

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  • What are the different types of Medicaid plans?

    Q: What are the different types of Medicaid plans?

    A: The types of Medicaid programs available to patients vary from state to state, but generally fall into two categories. Of these, community Medicaid is coverage for people who have little to know medical insurance from other sources, while Medicaid nursing home coverage is specifically for costs associated with senior living.
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  • Does Medicaid cover eye exams?

    Q: Does Medicaid cover eye exams?

    A: Medicaid typically provides services that cover vision benefits, including eye exams in most states. The frequency individuals may receive an eye exam varies from state to state. Children under 21 can receive eye exams, eyeglass frames and lenses under a Medicaid program.
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  • Are you eligible for Medicare if you're under the age of 65?

    Q: Are you eligible for Medicare if you're under the age of 65?

    A: Individuals who are disabled or who have end-stage renal failure may qualify for Medicare benefits even if they are younger than 65, according to Medicare. Otherwise, individuals are not eligible for Medicare until age 65.
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  • Is Medicare Part B mandatory?

    Q: Is Medicare Part B mandatory?

    A: Medicare Part B coverage is not mandatory. An individual can go outside of the plan network for Part B services and receive a reimbursement from Medicare when Medicare is the primary payer.
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  • Is the HIPAA law different in each state?

    Q: Is the HIPAA law different in each state?

    A: HIPPA, the Health Insurance Portability and Accountability Act, is a federal law that is the same regardless of state. Each state has, however, enacted its own privacy acts that may supersede HIPPA under certain conditions.
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  • What is the Medicaid program?

    Q: What is the Medicaid program?

    A: Medicaid is a governmental program that provides medical and health-related services for specific groups of people in the United States who meet certain criteria. Many times this care is provided at no cost to individuals and families, serving U.S. citizens with low incomes and few resources.
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  • What is considered "low income" to Medicare?

    Q: What is considered "low income" to Medicare?

    A: There are multiple tiers of low income classifications under the Medicare system, all of which use the federal poverty level as a base line. At the first tier, an individual or couple's assets and income must fall under 100 percent of the federal poverty level.
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  • Does Medicare cover dental surgery?

    Q: Does Medicare cover dental surgery?

    A: Medicare insurance plans do not provide coverage for most dental care procedures, according to CMS.gov. This includes preventative care, fillings, extractions, surgeries and other dental procedures and supplies.
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  • What is the HIPAA Privacy Act?

    Q: What is the HIPAA Privacy Act?

    A: The Privacy Rule of the Health Insurance Portability and Accountability Act regulates the use and disclosure of individually identifiable health information. Although President Clinton signed HIPAA into law in 1996, the Privacy Rule did not become effective until April 14, 2003.
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  • What is the opposite of risk averse?

    Q: What is the opposite of risk averse?

    A: In the realm of investments, the generally accepted opposite of risk adverse is risk taker or risk lover. A risk taker is an individual willing to a greater risk in investing in hopes of obtaining a higher, albeit less likely, return on that investment.
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  • Q: How do you get UMR insurance coverage?

    A: Individuals cannot obtain United Medical Resources health insurance coverage, since UMR is not a provider of health insurance, according to the official company website. UMR is a third-party administrator who processes medical insurance claims on behalf of employers and provides administrative services related to insurance and employee benefit programs.
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  • Q: How do you find doctors who accept Medi-Cal?

    A: It is possible to find doctors and clinics that accept Medi-Cal Managed Care health insurance by searching on the website for California's Department of Health Care Services. The search tool also allows recipients to find hospitals and dentist offices that take Medi-Cal insurance.
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  • Q: Is there an official federal Medicare website or are they state by state?

    A: The official Medicare website is medicare.gov, explains eHealth Insurance Services. The website provides information regarding Medicare services and coverage and tools for beneficiaries of Medicare benefits. The Centers for Medicare and Medicaid services manages the website and administers the Medicare program.
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  • Q: What is a utilization review?

    A: Utilization review is a process used by managed care plans. This is done to determine whether or not a patient is approved for medical care that has been recommended by a doctor, or that the patient themselves has requested. The focus of the review is on the medical necessity of the treatment.
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  • Q: What forms are required for physical therapy?

    A: While required forms depend upon the physical therapist and the state in which the patient receives treatment, common forms include a history of health, proof of insurance and a physician referral, explains Physical Therapy First and the American Physical Therapy Association. Patient information forms, or intake forms, are often requested and include information such as general patient contact information, guardian information, if applicable, primary and secondary health insurance information, and workmen's compensation information, if necessary.
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  • Q: What is full coverage dental insurance?

    A: Full coverage dental insurance typically covers diagnostic and preventative services, basic services, such as fillings, and major services, such as crowns. Not all dental insurance providers offer full coverage, but any dental insurance can offer savings.
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  • Q: What are the benefits of the Delta Dental plan?

    A: Benefits of using Delta Dental include the ability to choose from a variety of individual and family plans, the company's commitment to excellent customer service, and access to a large network of dentists across the United States, according to the company website. As of 2015, Delta Dental offers the country's largest network of dentists, and more than 60 million members trust Delta Dental for their dental coverage needs.
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  • Q: What are some popular New Jersey Medicare plans?

    A: As of 2015, Erickson provides the most popular Medicare Advantage Plus and Advantage plans. AARP provides the most popular stand-alone prescription medication plan, also termed Medicare Part D, according to U.S. News. Although traditional Medicare is still available in New Jersey, other plans, such as Medicare Advantage, Advantage Plus and Medicare Part D, provide medical insurance coverage to those who opt out of traditional plans.
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  • Q: Is the Healthcare Alliance card a scam?

    A: Healthcare Alliance drug discount cards represent a real discount program, according to investigations performed and reported by Pacific Standard magazine and WPXI-TV in Pittsburgh. Healthcare Alliance states that customers could save up to 75 percent on prescription medication costs, with most averaging about 50 percent savings.
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  • Do you have to be a resident of Virginia to get HealtheVet benefits?

    Q: Do you have to be a resident of Virginia to get HealtheVet benefits?

    A: HealtheVet benefits apply to people who are veterans of U.S. military service; these people do not need to be residents of Virginia or any other specific state. Through the HealtheVet system, veterans have access to health, education, home loan and burial benefits, according to the U.S. Department of Veterans Affairs.
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  • Q: Does Wellcare offer different types of Medicare Part D supplemental plans?

    A: As of 2015, WellCare offers three Medicare Part D supplemental plans. The Classic, Simple and Extra plans all provide coverage for a range of prescription drugs at more than 60,000 pharmacies around the United States, as WellCare reports.
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