Q:

Are employers legally required to provide a current short-term disability income plan to their employees?

A:

Quick Answer

Only a few states have laws requiring short-term disability benefits to be provided to employees by employers, according to Disability Secrets. Those states are New Jersey, New York, Rhode Island, California and Hawaii.

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Full Answer

Short-term disability insurance programs provide employees with compensation when they need to take time off from work due to an illness or injury, says Disability Secrets. The federal government does not have any type of short-term disability program, but federal law requires most employers to give their employees paid time off in this case. If an employee is injured on the job, he is most likely covered under workers' compensation. Other insurance programs help employees who have an illness or injury unrelated to work.

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