What Is Embrace Home Loans?

Embrace Home Loans is a lender founded in 1983 and headquartered in Newport, Rhode Island. It specializes in consumer lending for home purchases and refinancing for debt consolidation, according to its website. Its focus is on matching consumers with a mortgage loan just right for them.

Embrace Home Loans is in the matchmaking business. Mortgage loans matched to the specific needs of the borrower have been its number one goal for more than 30 years, notes the Better Business Bureau.

Embrace provides the buying power borrowers need with its Approved to Move program. This program gives borrowers full approval before they find that perfect home, as reported by Embrace Home Loans. Embrace has Veterans Affairs loans that allow veterans to buy a home with little or no down payment, and vets are often quickly approved. Low down payment Federal Housing Administration loans are another Embrace specialty. The Embrace Home Loan website details the various loan products offered, news and updates regarding lending programs. The site also has an online quote form to give borrowers and idea of what they can expect from an Embrace loan.

Embrace Home Loans was recognized on the 2014 list of the top 25 mortgage companies in America by Mortgage Executive magazine, notes Reuters. As of June 2015, Embrace Home Loans had an A+ rating, states the Better Business Bureau.