Who Is Eligible for a Discover Credit Card?


Quick Answer

While Discover doesn't disclosure the exact criteria it uses for card approval, being eligible for a card depends on factors like the applicant's age, credit history and income. Applicants should look at their credit scores, consider their budgets and be honest on the application, suggests Discover.

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Full Answer

Being eligible for a Discover credit card, or any credit card, requires that the applicant be at least 18 years old, states Cardhub. Those who are 18 but under 21 might only qualify for Discover's student credit card due to the Credit Card Act of 2009.

To have a better chance of being eligible for a card, avoid using a high level of credit, or having many cards, stay on time with payments and ensure the credit report is accurate.

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