Q:

What are the eligibility requirements for disability benefits?

A:

Quick Answer

The eligibility requirements for disability benefits include previous employment in jobs covered by Social Security and having a medical condition considered a disability, according to the Social Security Administration. Generally, workers who have been unable to work for a year or more qualify if they meet the prerequisites.

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Full Answer

To determine qualification, claim reviewers employ a step-by-step process using five measures, as the Social Security Administration reports. In 2015, if an applicant is working and his monthly salary averages more than $1,090, then the applicant is not eligible to receive benefits. If the applicant meets this qualification, then reviewers evaluate the medical condition in the next four steps.

The condition must be severe enough to disrupt work-related activities, according to the Social Security Administration. If the applicant meets this qualification, then the condition must either be on a list of approved medical conditions as previously determined by the Social Security Administration or be judged equivalent to one of the conditions on the list. If it meets either of these prerequisites, then the applicant is eligible to receive benefits. If the condition does not meet these prerequisites, then reviewers must determine if the condition prevents the applicant from doing previously performed work and if there's any other work that the applicant can do while taking age, education and transferable skills into account.

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