EDD disability benefits are administered by the State of California Employment Development Department. These benefits are paid to individuals who are unable to work due to injury, illness or pregnancy. There are three different types of EDD disability benefit plans: state plan, voluntary plan and elective coverage.
Individuals receiving EDD benefits can expect to receive a partial wage replacement for the time they are unable to work. This can be on a temporary or permanent basis depending on the specific details of the recipient's case. EDD benefits can be paid for both mental and physical illnesses or injuries as long as the recipient is unable to perform the duties of his job.
State plan benefits are the benefits that are administered to the majority of California residents when they are unable to work due to disability. Voluntary plan benefits are benefits that are part of a private plan that an employer may be a part of. These plans must be submitted to the EDD for approval, and a majority of employees and the employer must agree to the plan. Elective coverage focuses on those that are not subject to the California Unemployment Insurance Code. This can include self employed individuals or those who are operating a family-owned business.