Opening an online bank account is generally quite easy and only takes a few minutes. Some banks allow new members to open an account without visiting a bank branch, while others require new members to open an account in person before being able to access it online.
Banks usually require new members to enter some personal information in order to start an online account. This includes a name, street address, and social security number or drivers license number to verify their identity. Banks that require members to open an account in person may provide them with a unique code that is needed to open an online account.