PC Points are only available with the MasterCard issued by President's Choice Financial of Canada. They are available with the regular, World and prepaid Mastercards.
PC Points can be earned simply by making purchases with any of the MasterCards issued by President's Choice Financial, but the options are much more limited for the prepaid MasterCard than they are for the other card types. As of March 2015, prepaid cards earn five PC points for every dollar spent provided the card is registered.
The other card types offer more points for purchases. The regular MasterCard earns 10 points per dollar spent as well as 20 points for every dollar spent at PC Travel. The World MasterCard earns the same point amounts but also earns 20 PC Points per dollar spent at any store where President's Choice products are sold. President's Choice sells a wide range of groceries, clothes and home furnishings available at retailers throughout Canada. The World MasterCard requires an annual personal income of at least $60,000 or a household income of at least $100,000.
Five thousand points are also granted as a bonus for new account activation if the application for the card was completed online.
PC Points cannot be redeemed until a minimum of 20,000 have been accumulated.