What Are Some Duties of a Property Adjuster?


Quick Answer

The duties of claims adjusters, some of whom work for property and casualty insurance providers, encompass probing and settling an insurance claim, studying a claimant's insurance policy to determine if it covers a particular loss and assessing the just amount the claimant should receive, explains the U.S. Bureau of Labor Statistics. They also make sure claims are legitimate, contact relevant individuals to gather more information and consult an attorney if necessary.

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Full Answer

Claims adjusters also negotiate the settlement of claims and authorize payments from the insurance company they work for, notes the Bureau of Labor Statistics. They are knowledgeable about the insurance policies offered by their employers. Claims adjusters working for property and casualty insurance firms are familiar with housing costs, and they are responsible for investigating damage caused by fire or natural disasters. Those who specialize in health insurance verify which treatments are essential.

After interviewing the claimant and witnesses, claims adjusters examine a vehicle, home or another property involved in a claim and look into further evidence, including police reports, medical documentation, pictures, and audio or video records, states the Bureau of Labor Statistics. They sometimes consult a doctor, a lawyer, an accountant or other professionals to evaluate a claim more accurately. Claims adjusters work with legal professionals and witnesses to defend their employer if the claimant disputes the result of the settlement.

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